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DURABLE POWER OF ATTORNEY <br />201405183 <br />I, Maxine A. Failing, of Grand Island, Nebraska, make, constitute and appoint my <br />daughter, Sue Ann Anderson, of Omaha, Nebraska, my true and lawful attorney in fact for me <br />and in my name, place and stead, on my behalf, and for my use and benefit: <br />1. To deposit in my name and for my account with any bank or other financial institution all <br />moneys payable or belonging to me, including checks and all other commercial instruments, and <br />to sign my name and endorse all documents for deposit or collection or any other purpose. <br />2. To withdraw all moneys deposited with any bank or other financial institutions and to <br />draw checks, sign withdrawal slips and execute any other instruments necessary for <br />withdrawing moneys belonging to me. <br />3. To sell, transfer, exchange, mortgage, encumber by security agreement, or any other form <br />or encumbrance my real estate and personal property, and to execute and deliver deeds, <br />including deeds of warranty, contracts, bills of sale, mortgages, security agreements and <br />other documents necessary to act in carrying out these powers. <br />4. To collect, sue, compromise or otherwise dispose of any claim or debt due or payable to <br />me, and to pay, compromise or otherwise discharge and secure releases from any obligations <br />owed to me. <br />5. To hold, manage, invest, reinvest, trade, exchange, buy and sell investments and <br />investment securities. <br />6. To lease, rent, manage, terminate leases, contract as to, and generally deal and use my <br />real estate and interests in real estate, upon covenants, conditions, and terms my attorney <br />in fact shall determine, receive and collect all rents and all other amounts due me as <br />security for the faithful performance of leases and all rents due and payable to me, and <br />execute all necessary documents and other papers pertaining to my real estate. <br />7. To perform any act, power, duty, right or obligation that I now have, or may hereafter <br />acquire the legal right, power, or capacity to exercise or perform, relating to any person, <br />transaction, thing, business property, real or personal, tangible or intangible, or matter <br />whatsoever. <br />If my daughter, Sue Ann Anderson, is incapacitated or unable to act as my attorney in <br />fact for any reason, I appoint my son, Robert H. Failing, of Whitehorse Station, New Jersey, <br />my true and lawful attorney in fact, for me and in my name, place and stead, and on my <br />behalf, and for all the above uses and benefits. <br />This Durable Power of Attorney shall not be affected by my disability as principal. <br />I reserve the right to revoke this Durable Power of Attorney in writing. <br />A photocopy of this Durable Power of Attorney has the same force and effect as the original <br />signed and acknowledged by me. <br />Signed at Grand Island, Nebraska, on April 9 8 , 1998. <br />(Maxine A. Failing) <br />