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� ��14�513� <br /> {C3 "Lender" is Hor�e Fe�i�ra� Sa��ngs and Lc�an As�n of �rand I s�and <br /> L�nder is a Sa�i ngs and Loan <br /> organized and�x�st�ng und�r the laws of T�e Stat� af N�braska . <br /> Lender's address is �zl South Lo�ust St Grar�d Isl and NE G88fl1 <br /> Lender is the beneficiary under this Secur�ty �nstrument. <br /> �D� "Trustee" is Arend R Baack, Attnrn�y <br /> 4 E} "�Vote" means th�promissory note sign�d.by B�rrawer a.nd da�ed Augu st Z 5, �014 . The Nflte <br /> states tha�Borr�wer�wes Lender DNE HU�DRED FIFTY EIGHT THaUSAND THREE H�NDRED <br /> SIXTY AND �DIl�� <br /> Do��ars �U.S. $158,364.�� } plus interest. Barrower has promis�d ta pay�his debt �n regular <br /> Periodi� Paym�nts and t�pay the de�� �n fu�l not�ater than Sept�mb�r 1, 2fl44 . <br /> �F� "Prvperty" means th�proper���hat is described�e��w under�he heading "Transfer of Rights in�he <br /> Property." <br /> �G� "Laan" means th�debt evidenc�d by the Nat�, plu� interes�, any prepayment charges and la�e charg�s due <br /> under the Na�e, and all sums due under this Secur�t� Instrum�nt, p�us �nterest, <br /> �H� yy Riders" mean� al� R�ders to thi� Se�urit� �ns�ru�nen��hat ar�executed by Borrawer. The fo��owing Riders <br /> are to�e executed by Borrower�check box as app�icab�e]: <br /> 0 Adjus�ab��Rate Rid�r � Condaminium Rider 0 Secand�ome R�d�r <br /> 0 Balloon R�der � P�anned Un�t Development Rider 0 1-4 Fa�mzly R�der <br /> [.�VA Rider 0 B�weekiy Paymen�Rider [...� �ther�s} �spec�fy� <br /> ��} "Applicab[e Law" m�ans ail con�ro���ng applzcabl�federal, state and Ioca� s�a�u�es, regulations, ordinar�.ces <br /> and administrative ru��s and orders �that hav��he effect of la�v} as well as alI app�icab�e f�na�, n�n-appea�ab�e <br /> judicial opinians. <br /> �J� "C�mmunity Assoc�ation Dues, Fees, and Assessments" mean�a�� due�, f�es, assessments and o�her <br /> charges�ha�are impased on Borrower or the Proper�y by a candominiunl a�soczatz�n, h�meowners <br /> associa�ion or��nlz�ar organizati�n. <br /> 4K} "E�ectranic Funds Transfer" means any �ransfer af funds, nth�r than a tran�actian ariginated�y check, <br /> draf�, �r simitar paper ins�rument, vwhich is ini�iated through an e�ectroni� t�rm�nal, �e�ephan�c �nstrument, <br /> c�mpu��r, or magne�ic tap�so as to arder, �nstruc�, or autharize a f�nanc�al �nst�tu��an to d�bi�or cr�dxt ar� <br /> account. Such term includes, bu� is no�l�m��ed�a, point-af sale transfers, aut�ma�ed�e�l�r machine <br /> transac�ians, transf�r� in�tiated by telephane, wire transfers, and automated c�earinghouse transfers. <br /> �L} "Esc�vw ltems" m�ans thase xtems�hat are described in Sect��n 3. <br /> �M� "N�iscellaneaus Prviceeds" m�ans any campensat�on, se�tlem�nt, award of damages, or praceeds paid by <br /> any th�rd par�y �o�her than insurance proce�ds paid under�he c�verages descr�bed �n Sec�ion 5� for. ��} <br /> damage t�, or destruct�on of, the Proper�y; ��z}condemna�ion�r a�her�ak�ng af a���r an�par�of�he <br /> Property; �iii} con�eyan�e�n�zeu of candemnation; or����m.isrepresentati�ns�f, or omis�ions as tn, the <br /> �alue a�dlor cond��inn of th�Pro er� . <br /> NE6RA5KA-5ingfe�arrai[y-�annie MaelFreddie Mac UNIF�RM INSTRUMENT Form 3428 11�1 <br /> VMP Q VMPS(NE1 t7 302j <br /> WvEters Kluwer Financiaf Ser�ices Page 2 af'�7 <br />