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1014 1505 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Adjustable Rate Rider. <br />/ <br />ie <br />Charlann K Lambrecht <br />(Seal) (Seal) <br />- Borrow er - Borrower <br />(Seal) (Seal) <br />- Borrow er - Borrower <br />(Seal) (Seal) <br />- Borrow er - Borrower <br />(Seal) (Seal) <br />- Borrow er - Borrower <br />24006790 <br />MULTISTATE ADJUSTABLE RATE RIDER - ARM 5 -2 Fannie Mae 4- 2/5 -2/6 -2 ARM <br />Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3111 1/01 <br />VMP ® V 1P822R (0804) <br />Wolters Kluwer Financial Services Initials: ��_ Page 4 of 4 <br />