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��14�5�1� <br /> �D14�4�54 <br /> ��} "Lender" is Home F�d�ral SaW�ngs �nd Laan Assn of ��^and I s�and <br /> Lend�r is a Sav�r�gs and L�an <br /> orbanized and existina under the�aws of The S-�ate of N��arask� . <br /> Lender's address is �21 5outh Loeust St Grand I sl a�d NE �88�1 <br /> Lender is�he bene�c�ary und�r this Seeur�ty�nstrument. <br /> �D� "Trustee" is Arend R Baack, Attorney <br /> �E� "Note" means the p�r�m�sso�y note si�ned by Bflrror�v�r and da��d June 3�, 2Q14 . The N�te <br /> states�hat Borrower owes Lender UN� H UN�RED S I X THaUSAN D AND D�I l�� <br /> Do��ars�U.S. $1 D�,D�U.D D }p�us interest. Borrowe�r has prom�.ised to pay�his deb�in re�ular <br /> per��dic Paym�nts and to pay the deb�in full no�later�han August 1, ���� . � <br /> �F� "PrQperty" means�he property t�at is des��ibed beta�v und�r the heading "Transf�r of R��h�s in the <br /> Proper�y," <br /> tG} "Loan" means the de�t�videnced by the Na�e, p�us inte�es�, any prepa�ment�harges and late charges du� <br /> under the N�te, and a�l sums due und�r this Securi��r Ins�rument, p�us int�rest. <br /> �H� "R�ders" means ail Riders to�his Securit�Instrum�nt�hat ar�exe�u�ed by Borrfl��ver. The foliowing R�ders <br /> are ta be executed�y Borrower��heck b�x as applicab���: <br /> �Adjusiab�e Rate R�der [���ndomin�um R�der 0 Second Home Rider <br /> �Balloon Ri�er ��'tanned Unit Develo�men� Rider 0 �-4 Fam��y Rider <br /> 0�A�ider �Bi��r�ekly Payment Rider ���h�r�s} [sp���fy� <br /> {�� "Ap��icab�e Law" means all c�ntrol�ing appli�ah�e fede�ra�, sta�e and lo�a�statutes, �r��ulat�ons, �rdinane�s <br /> and admin��t�ratx�e ru�es and flrde�s �t�a�hav�the eff��t of�aw} as�ve�� as a11 app�icable f�na�, non-appealable <br /> �udicial opinions. <br /> �J� "Commun�ty Assacia#ion Dues, F�es, and Asses�men�ts" means alI due�, f��s, assessments and other <br /> charg�s that are impos�d�n Borrower ar the Pr�perty by a�andQrnznium a�s�cra�i�n, hameown�rs <br /> ass�c�ation flr simi�ar�rganiaati�n. <br /> �K� "E1e�tronic Funds Transf�r" means any�ransfer of funds, oth�r than a transaction originated by�heck, <br /> draft, or sim��ar paper instrum�nt, ��rhich is initia�ed tht-�u�h an e�ectraniG�erminal, te�ephonic�nstrument, <br /> c�mputer, �r magnetic tape so as to�rder, instruct, or authflri2e a financ�al �nstitutian to debit�r credit an <br /> ac�aunt. Such t�rm inciudes, bu��s n�t lir�i��d to, p���t-�f-sal�transf�rs, autamated�eller mach�n� <br /> t�ansactions, transfers init�a�ed by t�Iephane, ti�r�re transfers, and automated c�earin�h�use��ansfers. <br /> �L� "�s�row �#ems" means t�o��items that a�e described in Section 3. <br /> �(Ili� "M�sce�[aneous Praceeds" means any compensa���n, s�t�lement, award of damages, or praceeds pa�d�y <br /> any third part�r ��ther than insurance proceeds paid under th�co�verages deserib�d in Sect�on S} far: �i} <br /> dama��tfl, flr destruction of, �he Praperty; �ii}cflnd�;mnatifln�r other�aking af ai�or any part of the <br /> pr�pert�; �i�i}conveyan��in�ieu of candemnat�on; or�iv}misrepresen�ations of, or omissions as ta, �he <br /> value andlor candition of the Pro ert , <br /> N�BRASKA-Sinc�Ee�amily-�ar�r�se Mael�reddie Mac UNl�DRM 1NSTRUMENT Fasr�r-s 3428'SIQ3 <br /> VMP g� VMP�{N��{f 3��3 <br /> Wv€i�rs K�s�wer Financia!Ser�ices Page 2 of 17 <br />