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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Shirley A Schott - Borrower Guy M Schott Sr <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this day of S'e , <br />a0 / .1 , by Shirley A Schott and Guy M Schott Sr. <br />Witness my hand and notarial seal at ,c. in said County, the date aforesaid. <br />My Commission Expires: 4.,— ( — / S <br />IDS, Inc. <br />GENERAL NOTARY - State of Nebraska <br />NICOLE L MOWREY <br />My Comm. Exp. April 6, 2015 <br />- Witness <br />Notary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />201404996 <br />- Witness <br />(Seal) <br />- Borrower <br />NEBRASKA - Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />