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IV �� <br />® <br />C <br />Z <br />Cfl rat K <br />(CD <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308 - 382 -2900 <br />NEBRASKA - Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMENT <br />Page 1 of 13 <br />IDS, Inc. <br />0 <br />DEED OF TRUST <br />—4 <br />C> <br />[Space Above This Line For Recording Data] q9. 0 U <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated August 11, 2014, together with all Riders to this <br />document. <br />(B) "Borrower" is Shirley A Schott and Guy M Schott Sr, wife and husband. Borrower is the trustor under this <br />Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />under this Security Instrument. <br />(D) "Trustee" is Exchange Bank. <br />Trustee's address is 1204 Allen Drive, PO Box 5793, Grand Island, Hall County NEBRASKA 68802. <br />(E) "Note" means the promissory note signed by Borrower and dated August 11, 2014. The Note states that Borrower <br />owes Lender SEVENTY THOUSAND AND NO /100 Dollars (U.S. $70,000.00) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than September 5, 2021. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />Form 8028, <br />Borrower(s) Initials 5 <br />C <br />