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��14�4954 Any amaunts disbur�ed by Lender under this Sectian 9 sha�t bec�me additional debt of Borro�ver secured by this Security Instrument. These amounts sha11 bear interes�at the Note rate from th�date of disbursement and sha1�be payable,with such interest,upon notice from L�nder to Barrower requesting payment. If this Security Ins�rument is an a teasehold,Borro�rer sha11 c�mp�y with all the provisivns vf the lease.If Barro�ver acquires fee title to the Property,the leasehtild and th�fee t�t��sha11 not merge unless Lender agrees to the m�rger in vvriting. ��3. Mortgage�nsurance.If Lender requ�red Mortgage Insurance as a cQndition of making the Loan, Borrower sha11 pay the pr�miums requi.red to mainta��the Mortgage Insurance in effect. If, for an�reason,the Mortgag�Insurance coverage required by I�ender ceases ta be available from the mortgage insurer that previously prov�ded�uch insurance and B�rrower was required to make separately design.ated pa�ments toward the premiums for Mor�gag�Insurance,Borro�ver sha11 pay the premiums requ�.rer�to vb�.in coverage subs�antially equivalent to the Mortgage Insurance previous�y in effect,at a cost subs�antiat�y equivalent to the cost to Borrower of the Mortgag�Insurance previously in effect, from an aitemate mortgage insurer seleeted by Lender. If substantially equivalent Mortgage Insurance coverage is not availab�e,Borrow�r sha�� contin��e to pay to Lender th�arnaunt of th�separately designated paym�nts t�at wer�due when the insurance coverage ceased to be in effect. Lender v�ill accept,use and re�a�n these gayments as a nvn-r�fundable lass reser�re in l�eu of Martgage In.surance. Such lass reserve shall be non-refundable, n�twithsta.nding the fact that th�Loan is ultima�e�y paid in fu��,and Lender shatl not be required to pay �orrower any inter�st or earnings on such loss reserve. Lender can no longer r�c�uue loss resexve payment� if Mortgage Insurance coverage�in the amount and fvr the perivd that Lender requires�provided by an insurer selected by Lend�r again becomes a�arlable, �s obtained,an.d L�nder requires separate�y designated payments�o�vard�he premiums far Mc�rtgage Insurance. If Lender requ�red Mortgage Insurance as a Gondition of making the Loan and Borr�tiver was required to mak�separately designated payments toward the premiums for Mor�gage Insurance,Borrovver shall pay the p�emiums required to mainta�a Moxtgag� Insurance in effect,ar ta�ro�ide�non-refund�ble loss reser�e,until Lender's requirement for Mortgage Insurance�nds in accordanGe with any written agar�ement�etween Borrow�r and I�ender prQ�iding far such termination or until term�aat�an is required by Applicable Law.Nathing in this S�ction ��affects Borrotiv�r's ob�igati�n ta pay interest at the rat�provided in�he Note. Mor�gage Insurance reimburs�s Lender(or any entity that purchases the N�te}for certain Ioss�s�t may�ncur if Borro�ver does not repay the Loan as agreed. Banower is not a party to the Mortgag�Insurance. �Uivr�gage insurers evaluate th�ir total risk�n a��suc}�insurance in forc�from time ta time,and may enter into agreements�vith other parties that share or modify their risk,or reduce��vsses.These agreements are on terms and conditions that are sati�fa�tory to the mortgage�nsurer and the o�her party�or parties)to these agreements. These agreem�nts may require the mortgage insurer to make�a�m�nt�using any source of funds that the mortgage insurer may have available�which may inc�ude funds obtained from Mortgage Insu�rance premiums�. As a resu�t of#hese agreements,Lend�r,any purchaser of the Note,another insurer�any reinsurer,any other entity,or any affi�iate of any of the foregoing,ma�r recei�e(d�rectly or indirectly}amounts that deri�e from[�r might be characterized as}a partion of Borrower's payments far Mor�gage Insurance, in exchange fvr shar�ng or madifying the mar�gage insurer's risk,or reducing losses. If such agre�ment provides tha�an affiliate o�Lender takes a�hare of the insurer's risk in exchange for a share of the premiums paid to the insurer,the arrangement is often termed"captive r�insurance."Further: q�3328125442 4233 351 �917 NEHRAS�{A�ingle Family-Fannie MaelFr�eddie Mac 11NIF�RM INSTFtUMENT WITH MERS �,� Form 30Z8 1141 VMP� VMPBA(NE](13�2j.�� Wolte�IClt�wer Fir�ancial Services Page 9 of 1 T