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��14�4954
<br /> The Funds sha11 be held in an insti�ution whos�depasits are insured by a federal agency, instrumentality,or
<br /> �n��ty�including L�nder, �f Lender is an institution whose deposit�are so i�sured}or�n any Federal Hom�
<br /> Loan Bank. Lender shalt appty the Funds to pay the Escra�Items no later than the time specified under
<br /> RESPA. Lender sha�l nat�harge Bonower for holding and applying the Funds,annually analyzing the
<br /> escraw account,or�erify�ng th�Escrow Items,unless Lender pays Borrower interes�on th�Funds and
<br /> Applicab�e La�permits Lender to make such a charge.Un.less an agreement is made in�vriting or
<br /> Applicabte Law requires interest ta be paid an�he Fun�s,Lender sha�l not be required to pa�Bonovver any
<br /> interest or earn.�ng�on the Funds. Borrow�r and Lender can agree �n writ�ng,h�wever,that interest shall be
<br /> paid on the Funds. Lender shall give to Borro�ver,wit�aut charge,an annua�a�counting of the Funds as
<br /> required by RE SPA.
<br /> If there is a surplus of Funds held�n escrow,as defined under RESPA, Lender sha11 account to Borrower for
<br /> the excess funds in accord�nee with RESPA. If ther�is a shortage of Funds h�1d in escrvw,as defined under
<br /> RE�PA,�ender shall natify B�rrower as required by RESPA,and Borrower shal��ay to Lender the amount
<br /> n�cessary ta make up�he shor�age in acc�r�ance with RESPA,but i�no more than 12 monthly payments. If
<br /> there�s a deficiency�f Funds held in escraw,as defined under I�.ESPA,Lender shal�n�tify Borrower as
<br /> requir�d by RESPA,and Borrower sha11 pay to L�nder the arnaunt necessary to make up the deficiency in
<br /> accordan�e with RESPA,but in no more than 12 mon#hly pa�ments.
<br /> Upon paymen�in full�f a11 sums secured by th�s Securi�y Instrument,Lender sha11 promptly refund to
<br /> Borrower any Funds held by Lender.
<br /> 4, �harc�es;Liens,Borro�ver�h�a�l�ay a���axes, assessments,charges, f�nes, and�rn�as�tions attributable to
<br /> the T'roper�y�vhich can attain pr�or�ty�ver this Security Instrument, leasehald payments or ground rents on
<br /> the Property, if any,and�ommunity Assoc�ati�n Dues,Fees,and Assessments, if any. To the�xt�nt that
<br /> these items are Escro�v Items,Borrower sha11 pay them in the manner pro�ided in Section 3.
<br /> B�rrower shal�promptly discharge any lien which ha�priority o�er this S�curity Instrument unless
<br /> Borro�er: �a)agrees in�vritin�to the payment of th��b��gation��cured�y the lien in a manner a�ceptable
<br /> ta Lender,but anly sa long as Borrower is performing su�h agreement; (b}�ont�sts the lien in good fa��h by,
<br /> or defends against enforcerment of th�iien in, tega�praceedings which��Lender's opinion operate ta pre�ent
<br /> the enforcemen�af the lien while those proceedings are pending,but only until such proceedings are
<br /> cancluded;or(c�secures from the holder�f�he lien a�agreement satisfactory to Lender subordinating the
<br /> lien to this Security In.st�umen�. If Lender determines�hat any part of the Propert��s subjeGt to a lien which
<br /> can attain pri�rity over t�hi�S�curity�nstrument,L�nder may give Borrawer a notice ideatifying the lien.
<br /> �ithin 1 a days of the da�e on whieh that notice is given,Bflrrawer sha11 s�.tisfy the l�en or take one or mare
<br /> of the actio�s set forth abo�e in this Section.4.
<br /> Lender may requ�re Borrower to pay a one-time charge for a real estate ta��erification and�or reporting
<br /> ser�ice used by Lender in�onnection with th�s Ijoan.
<br /> 5. Property�nsurance.Borrawer sha11 keep the impro�ements no�u existing or hereafter erected an the
<br /> Property insured against la�s b�fue,ha.zards includ�d within the term"extended cov�rage,"and any other
<br /> hazards�ncluding,but not limited to, ea.r�hquakes an.d�lvods, for which L�nder requires insurance.This
<br /> i�surance sha��b�maintained in the amounts(including deductible levels}and for the periods�hat Lend�r
<br /> requires. �Vhat Lender r��uires pursuant to the preceding sentences can change during the term of�he Loan.
<br /> The insur�.nc�car�rier�roviding the�nsurance shall be chosen by Borro��r subject�to��der's righ�to
<br /> disapprove Borrower's choice,which right sha11 not be exercised unreasonably. Lender may require
<br /> Borrower to pay, in co�ect�on tivith this Loan, either: (a)a on�-time charge for flood zone determination,
<br /> �er�ification and firacking services;or�b)a o�e-time charge for fl�od zone determinati�n and certificati�n
<br /> NEBRASKA�ingfe Family-Fanr�ie IVIaefFr►edd�e Mac UNIFQRM INSTRIJMENT 111�iTH MERS Form 3U28 1141
<br /> VMP� VMPBA(NE](1342].44
<br /> Wolters FC�uwer Finan�iai Service� Page B of 1?
<br /> q�332$126442 OZ33 3 1 �617
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