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��14�4954 � �C� "Lender"is Qui�ken Lo�►ns I nc. . Lender is� �4C'�41"atl Q1� organized and existing under the laws of t h e S t a te a f M i c h i g a n . Lender's address�� 2�� odwa rd �4v�, Det ra�t, M I �5��-19�6 , �D} "Trustee" is Fi rst Am�r�c�r� T�tl e . �E} "IIAERS" is M�rtgage Electr�nic Registratian Systems, Inc. MERS is a separate corporation that i�act�ng solely as a nominee for Lender and L�nd�r's successors and assigns. MERS is the bene�icia�under�his Secur�ty Instrument. NIERS is organ��ed and existing under the 1a�rs of De�awaxe, and has an add�ess and telephone number of P.�. Box 2��6,Flint,MI 485�1-2�26,tel. (S88)67�-MERS. �F� "N ate" means the promissory note s��ned�ay Borro�er and dated AU�U S� �, ��1� . The Note states that Borrower owes Lend�r N1 nety Th4U5dnd and �Dl l�� Dollars�LJ.S. $ ��,d a�.d Q }plus ir�terest. B�rrower has promised to pay this debt in regular Periodic payments and�o pay the de�at in fu�l not later than Septem��r 1, 2�44. �G} "Property"means the property that is described below under the heading"Transf�r af Rights in�he Property." �H} "Loan"means the debt evid�nced by the Note, p�us interest� any prepayment charges and late charges due under the Note,a�d a1�sums due under th�s�ecurity Instrument,plus interest. �l� "R�ders"m�ans at�Riders to this �ecurity Instrument that are executed by Barrower. The following Riders are to be executec�by F�orrow�r�cheek bo�as applicable]: 0 Adju�tabte�ate Rider [��anc�a�nin�urn Rider 0 Sec�nd Hom�Rider ❑$al�aan R�der ❑Planned Unit Development Rider � 1-4 Family Rider �VA Rider ❑Biweekly Paymeat Rider ��ther(s} [sp�cify] Le�a1 Atta�hed �J� "Ap��ica�leLaw" r��ans a��eor�trol�ir�g app��cab�e federa�, state and�oca�statutes, regu�at�ons, ordinances and administrat�ve ru�es a�d orders�that have the effect of Iaw�as we11 as a11 applicable final, non-appeala��e judicial opxnions. �K} "Commun�tyAssociatianDues, Fees,�nd Assessme�ts"means a11 dues� fees, assessments and other charges that are imposed on Borrower or th�Property by a condominium associa�ion,h�meowners ass€�c��t�an�r s�mi�a,r organi.�ation.. �L� "Ele�t�oni�FundsTransfer"means any�ransfer of funds� other than a transaction ori�i�ated by ch�ck, draft,ar similar paper instrument,which is initiated thraugh an electroni�termin�l,telephoaic instrument, computer,or magnetic t�pe so as to order, inst�uct,or authorize a financ�al institution to debit or credit an acc�unt. Such term includes,but is not limited�o,point-of-sale�ransfers,automa�ed teller machine transactions,transfers in�tia�ed b�telephone,wir�transfers,and aut4mated clear�nghouse transfers. �M� "Es��'vw Items"means those items that are described in Section 3. NEBRASKA�ingle Family-Fannie MaelFreddie Mac L1NIF�RM INSTRLIMENT W1TH MEFiS �� Form 34281fq� VMP� VMP6A(NE}(t342).4D Wofters K�wu�er Financial Services Page 2 ofi 4 7 q�332�126442 Q�33 351 ��17