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��14�4954 <br /> If th�Loan is subject to a�aw tivhich sets maximum�aan charges,and that 1a�r�s finally ir�terpreted so that <br /> the interest or ather�oan charges��1lected�r to be collected in connec�ion with the Loa�exceed the <br /> permiited limits,then: (�}an}�such loan charge sha11 be reduced by the amount nec�ssar�to reduce th� <br /> charge to the permitted limit;and(b}any sums already colleCted from Borro��r which exceeded permitted <br /> Iimi�s wili be refunded to�orro�ver. Le�der may choase to make this r�fund�y reducing the principal awed <br /> under the Note or by ma.�ing a dir�ct payment to Borrower. If a refund reduces principal,the reduction wi11 <br /> be treate�as a partial pr�payment tiv�thout any prepaym�nt charge(whether or not a prepa,yment charge is <br /> pro�ided for under the Nate}. Borro�wer's acceptance of any such refund made by direct payment to <br /> Borro�v�r wi��const��u�e a�vaiver af any right of action Borr��ver might have arising out of such overcharge. <br /> 'I 5. IVoti�es,A��n�tices given by Borrower or Lender in conne��i�n with this Security Instrument must be in <br /> �vriting.Any notice to Barro�ver in conn�ction with this��curity Instrument sha11 be de�med to have been <br /> gi�en to�arrower�hen mailed b�first ela�s mail or when actually detivered to Borrawer's n.otice address <br /> if sent by other means.l�Tatice to any one�orrower�hall c���titute notice to al�Bono�ers un��ss <br /> Applicable La�v expressly requires otherwise. The notice address shal�be�he Pr�perty Address unless <br /> Borrower has designated a substi�ute notice address by notice to Leader, I3arrower shal�promptly notify <br /> Lender o�Borro�ver's change of address, If Lender specifies a procedure for reporting Borrower's change <br /> of address,then Borrow�r�hall on�y repor�a change of address�hrough�hat sp�cified pracedure. <br /> There ma�be only o�e designated no�ice address under�his Security Instrument at any one time.Any notice <br /> �o Lender shall b�given by deli�ering it or by rnaiting�t by f�rst class mail ta Lender's address stated herein <br /> unle�s Lender has designa�ed another address by�not�ce�o Bonovver.Any notice in connection with this <br /> �ecurity Tnstrumen�shal�no�be deemed t�have been gi�en to Lender until actually r�ceiv�d by Lender. If <br /> any nQtice required by this S�curity Instrument is alsa requir�d under Applicable Lavv,the�Lpp�icable Lavv <br /> r�quuement��1�satisfy the ct�rresponding requirement under this Security Instrument. <br /> 1�, Governin�Law; Se�erab�iity;Rules of Construetion.This Security Instrument shali�e�overned by <br /> federalla�v and the 1a�v of the juri�diction i��vhich the Property is located. A�l rights and obligations <br /> cvnta.ined in this Security Instrument are subj ect to any requiremen�s and�im�#,ations af Applicab�e Law. <br /> Applicab��Law might explicitly or impiici�ly a11aw the parties to agree by�antract or it rrYight be silent,but <br /> such silence shali not be construed as a prohibition against agreement by contract. In the event that any <br /> pro��sx�n or clause of�his Securit�y Ins�rument or th�Note conf�icts with Applicabl�Law, such conflict sha11 <br /> not affect other provisions of this Security Ins�rumen�or the Note which can be given eff�ct without the <br /> confl�cting pro�ision. <br /> As used in this Security Instrument: (a}words of the mascu��ne gender sha11 mean and include corresponding <br /> neuter words ar�rords of the feminine g�nder; (b}words in the singular sha��rnean and in.clude the plural <br /> and vice versa;and(c}the word"may"gives sole discretion withou�any obliga�ion to take any acti�n. <br /> 'I l. Bvrrower'�G�py.�orrower shall be g��en one copy of the Note and�f this�ecurity�nstrur�ent. <br /> �I$. Transfer of#he Property or a Ben�f�ciatlnterest in Barro�n►er.As used in this Secti�n 1 S, "Interest in <br /> the Property"means�.ay�egal or beneficial interest in the Property, including,but not limited to,those <br /> beneficial interests transfe�-�r�d in a bond for d�ed,contract for deed, installment sales c�ntract or escrow <br /> agreement,the intent of which is th�transfer af t�tle by B�rr�wer at a future date to a purchaser, <br /> If al�or any part of the PraperLy or any Interest in the Praperty is sold or�ransferred(or if Borraw�r is nat a <br /> natural person and a beneficia�interest in Borrower is sold or transferred)�vi�hout Lender�s prior written <br /> consent,�,en.der rnay require immediate paymen�in full�f a11 sum�secured by this Security Instrument. <br /> However,t�iis�ption shall not be exercised by Lender if such exercise i�prohibited by Applicable Law. <br /> NEBRASKA�ingle Famfly�Fannie MaelFreddie Mac UNIFQRM 1NSTRUMENT WlTH MERS �� Form 342g 1i4� <br /> VMP� VMPBA(NE�(9342}.D4 <br /> Wo�ters Kluwer FF�anciai Services Page 1 Z of 1 T <br /> qU33z8126�42 4�33 351 1�17 <br />