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201404976 (C) ��Lender"�S Qui cken Loans Inc. Lender is a Corporati on � organized and existing under the laws of the State of Mi chi gan . Lender's address is 1050 WoOdwdrd Ave, Detroi t, MI 48226-1906 (�) ��Trustee"is Fi rst Ameri can Ti tl e (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and teteghone number of P.O. Box 2026,Flint,MI 48501-2026,tel. (888)679-MERS. (F) "Note" means the promissory note signed by Borrower and dated �U�y 23, 2 014 . The Note states that Bonower owes Lender E1 ghty S1 X Th0USa11d FOUI" HU11dred Seventy Five and 00/100 Dollars(U.S. $ $6,475.00 )plus interest. Borrower has promised to pay tbis debt in regular Periodic Payments and to pay the debt in full not later than August 1. 2044 . (G) "Property"means the property that is described below under the heading"Transfer of Rights in the Property." (H) "Loan"means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,and all sums due under this Security Instrument,plus interest. (I) "Riders"means all Riders to this Security Instrument that are executed by Bonower. The following Riders are to be executed by Bonower[check box as applicablej: �Adjustable Rate Rider �Condominium Rider � Second Home Rider ❑Balloon Rider ❑Planned Unit Development Rider 0 1-4 Family Rider �VA Rider 0 Biweekly Payment Rider �Other(s) [specify] Legal Attached (J) "ApplicableLaw" means all controlting applicable federal, state and tocal statutes, regulations, ordinances and administrative rules and orders(that have the effect of law)as well as all applicable final, non-appealable judicial opinions. (K) "CommunityAssociationDues, Fees,and Assessments"means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association,homeowners association or similar organization. (L) "EiectronicFundsTransfer"means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument,which is initiated through an electronic terminal,telephonic instrument, computer,or magnetic tape so as to order, instruct,or authorize a financial institution to debit or credit an account. Such term includes,but is not limited to,point-of-sale transfers,automated teller machine transactions,transfers initiated by telephone,wire transfers,and automated clearinghouse transfers. (M) "Escrow Items"means those items that are described in Section 3. NEBRASKASingle Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT WITH MERS 1..4.J Form 3028 1/01 YMP� VMP6A(NE)(1302).00 Wolters Kluwer Financial Services Page 2 of 17 il I I II lill I I I ili I III I II I I I I�III III III i il i il II i lii