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FLAGSTAR BANK <br />5151 CORPORATE DRIVE <br />TROY, MI 48098 <br />FINAL DOCUMENTS, MAIL STOP W -535 -1 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender "is REGENT FINANCIAL GROUP INC. <br />Lender is a CORPORATION <br />under the laws of NEBRASKA. <br />1910 S 72ND ST, 103, OMAHA, NE 68124. <br />lye 11 C ° <br />V2 WBCD LOAN # 504150067 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />C <br />CD <br />W <br />MIN: 100928922271410708 <br />MERS PHONE #: 1- 888 - 679 -6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security lnstrument" means this document, which is dated AUGUST 1, 2014, <br />together with all Riders to this document. <br />(B) "Borrower" is Justin T. Newland, a single person. <br />Initials: <br />NEBRASKA -- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />Online Documents, Inc. Page 1 of 11 <br />organized and existing <br />Lender's address is <br />07 -31 -2014 17 :18 <br />e4 4 , <br />Charter Title & Escrow <br />1125 South 103rd Street <br />Suite 400 <br />Omaha, NE 68124 <br />r o <br />CD <br />_r_ <br />CD <br />cn <br />