201404916 - Laserfiche WebLink

Browse

��14�491� requzred by RE�PA, and B�rrower sha�� pay to Lender t�.e amflun�necessary �a mak�up the deficiency in a��or�ance vwith RESPA, but zn na mflr��han ��month�y paym�nts. Upon payment in fu�l of aii sums secured b�th�s S�curzt� Instrument, Lender sha�� prompt�� refund t� B�rr�wer any Funds heid by Lender. 4, �harges; Liens. B�rrower shall pay ai� taxes, assessment�, charges, f�nes, and impasitians a�tributable to the Pr�pe�.y whi�h can at�ain priority aver this S��urity Instrument, leasehoid payments or ground rents on �he Proper�y, �f any, and Cammunity Association Dues, F�es, and Assessments, if any. T�the ext�nt that th�se items are Escrow �tems, Bnrrower shal�pay them in the manner pro��ded�n 5ect��n 3. Borr�wer sha��pr�m�.ptly d�scharge any Iien vvhich has pri�rity�ver this Secur�t� Ins�rument unless Borrower: �a} agrees in�rriting ta�he payment of the obligation secured by the li�n in a mann�r a�ceptable ta Lender, but on1� sa lang as Borrawer�s perfarming su�h agreement; �b} contests�he�ien in good faith by, or defends against enforcement af the�ien�n, �egal proceedings wh�ch �n Lend�r's flp�n�on operate�o preven� the enfarcemen�of the�ien wh��e thos�proceed�zags are pend�ng, but oniy un�il such proc�edings ar� c�nc�ud�d; or�c} secur�s from the ho�der of the lien an agr�em�n�satisfactary t� Lender subordinating the l�en t� �h�s Se�urity In�trument. If Lender determ�nes that any part�f�he Prap��rty is subject�o a��n which can attain priority ov�r thi� Se�ur��y �ns�rument, L�nd�r may g�v�Borrow�r a not�ce �dent�fying the��en. ��h�n �4 days of�he date an wh��h that no�ice i�g��en, Bflrr��er��a�� satisfy the��n ar take�ne or rr�ore af the ac��on� set f�rth above �n this Section 4. Lender�ma�r require Borrow�r to pay a�ne��ime charge for a real e�tat�tax verif�ca��on andlor rep�r��ng servi�e u�ed by L�nd�r in�or�n��tinn w��h�hi� Laan. 5. Property Insurance. Borrov�er shai� keep th��mpravements now�xzsting or h�reaf�er erec�ed�n the Property insured aga�nst�oss by �r�, hazards in��ud�d w�th�n�he term "extend�d coverage," an� ar�y�ther hazards �nciud�ng, but nat l�mited to, ear�hquakes and f��o�s, �or which Lender re�uires insurar��e. Th�s insurance shall b�maintained in�h�amounts �including deducti�ie��W��s} and for the perxods�hat Lender r�quire�, What Lend�r requires pursuan��o�he prece�.ing senten�es Gan change dur�ng�he term flf the Loan. The insurance carr�er prnv�d�ng the�nsuranc�sha�l be�ho��n b� B�rro�ver sub�e�t to Lender's right to d�sappr�ve Borr�wer's cha�ce, which right sha�i na�be exerc�sed unreasonably. Lender rnay requir� Barrower to pay, in canne�tian with this Laan, either: �a} a oneWt�me charge far fload z�ne det�rminat�on, cer�if�cat�on and�racking service�; or�b} a one-tim��harg�for flood��ne de�ermina�ion and cer�ification services and subs�quen�charg�s each time remappi�gs or similar changes occur which reasonably m�ght aff�ct such determination or cer��ca�ion. Barrov�er shal� als�be respons�ble for�he paym�n�of any fees imposed�y�he Federa� Emer�ency Management Agency �n cann�c��n with the re�iew af any flaad zan� determ�natxon resu�t�ng from an��j�c�ion by Barrawer. If Borrawer fails�o maintain any af the coverage�described abo��, L�nder may abta�n insurance covera�e, at Lend�r's aption and Borrower's�xpense. Lender is under n�obl�gat�on�o purchase an.�r par�icu�ar type�r amount of caverag�. Therefnre, such coverage shai� cover Lender, �u�m.�ght or migh�no�prote�t Borrawer, BQrrawer's equi��r �n the Proper�y, flr�he contents of the Proper�y, again�t any risk, hazard or Iiabiiity and m�ght provide gr�a��r or Iesser coverage thar�wa�previaus�y in�ffect, B�rrower acknaw�edg�s tha��he cos� of th�znsuranc�co�era�e so obtained m�gh�s�gnifi�ant�y e�c�ed th��o�t af znsurance t�at Borro�ver cauld ha�e�bta�ned, Any arn�unts disburs�d by L�nder under th�s �e�tion S shall become additi�na� deb�of Barrawer se�ured by�h�s Secur�ty �ns�rument. These amounts shall bear interest at the Note rate from the date of d�sbursenlent and sha�l be payable, ��th such interes�, upan notice from L�nder to Borrower re�uesting payment, N�BRASKA-Single�amity-Fanr�ie Mael�reddie Mac UNI�ORM iNSTRUM�NT �arrr�3�28 1141 VMP C VMPfifN�)�13�Zy Watters Kle�wer Financia�Ser�ices Page fi vf�7