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LOAN #: FFG1011407030 <br />If Borrower fails to pay these sums prior to the expiration of this period, Lender <br />may invoke any remedies permitted by this Security Instrument without further <br />notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in ,► is Adjust le Rate Rider. <br />712//200-1 (Seal) <br />ALLEN ROY R • OT DATE <br />MULTISTATE ADJUSTABLE RATE RIDER - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 31081/01 <br />Modified VAHARM <br />Ellie Mae, Inc. <br />Page 3 of 3 <br />2 0140486c <br />Initials: 141rl <br />V8765RDU 0508 <br />V8765RLU <br />07/16/2014 02:52 PM PST <br />