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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />IDS, Inc. <br />-Witness <br />Paul D Mueller <br />201404858 <br />STATE OF NEBRASKA, Hall County ss: / <br />Thefor g instrument was acknowledged before me this _, day of 2 <br />© by An g ela L Mueller and Paul Mueller. / <br />Witness my hand and notarial seal at4 J/ r ia•,e -rtie tein said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />BM& NOTARY 4Vat o1Nebrisli <br />DANIEL ROTH <br />COMM 7M4 <br />- Witness <br />(Seal) <br />- Borrower <br />Notary Public Daniel Roth <br />Loan originator (organization): Exchange Bank NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 13 of 13 <br />