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201404800 (C) "Lender" is EQUITABLE BANK Lender is a Savi ngs Bank organized and existing under the laws of TH E STAT E 0 F N E B RAS KA . Lender's address is 113 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 Lender is the beneficiary under this Security Insh uinent. (D) "Trustee" is EQUITABLE BANK (E) "N ot e" means the promissory note signed by Borrower and dated A u g u s t 01, 2 014 . The Note states that Borrower owes Lender O N E H U N D R E D F O RTY F O U R T H O U S A N D A N D 0 0/10 0 Dollars(U.S. $144,0 0 0.0 0 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than A u g u S t 1, 2 0 3 4 . (F) "Property'° means the property that is described below under the heading"Transfer of Rights in the Property.° (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and a11 sums due under this Security Instiluizent, plus interest. (H) "Riders'° means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower[check box as applicable]: �Adjustable Rate Rider � Condominium Rider � Second Home Rider �Balloon Rider �Planned Unit Development Rider � 1-4 Family Rider �VA Rider �Biweekly Payment Rider 0 Other(s) [specify] (I) "Applicable Law" means all controlling applicable fec�eraJ., state and local statutes, regulations, ordinances and aclxninistrative rules and orders(that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organizafion. (F� "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instruinent, which is initiated through an electronic terminal, telephonic instruinent, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account� Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, iransfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "M iscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third pariy(other than insurance proceeds paid under the coverages described in Section 5) for. (i} damage to, or destruction of, the Properly; (ii) condemnation or other taking of all or any part of the Property; (iiij conveyance in lieu of condemnation; ar(iv)misrepresentations of, or omissions as to, the value and/or condition of the Properiy. 24006642 NEBR4SKA-Single Family-Fannie Mae(Freddie Mac UNIFORM INSTRUM ENT Form 3028 1/01 VMP QQ VMP6(NE)(?302) Wolters Kluw er Rnancial Services Page 2 of 17