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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Wilber Alvarado <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this day of <br />/9/Y , by Wilber Alvarado and Olivia Bueno De Alvarado. / <br />Witness my hand and notarial seal at lattik said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />GOOK WARY Witold <br />DANIEL ROTH <br />Comm. 7, MS <br />- Witness - Witness <br />(Seal) ®!►. `\ (Seal) <br />- Borrower Olivia Bueno De Alvarado - Borrower <br />Notary Public Daniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMENT with MERS <br />Page 13 of 13 <br />IDS, Inc. <br />20140477E <br />Form 3028 1/01 <br />