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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />201404723 <br />- Witness - Witness <br />\�� - �C'`/ (Seal)'l) 47 (J'CR (Seal) <br />Jose S Raya- Zamora - Borrower Maria Vazquez - Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this � day of <br />Q70 , by Jose S Raya - Zamora and Maria Vazquez. j <br />Witness my hand and notarial seal at/. ,y n said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />Notary Public Daniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />ios, Page 13 of 13 <br />Form 3028 1/01 <br />