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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness <br />..i rv.1111 /1 „R �_� (Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this 30 day of July <br />2014 , by PETER A. KLAUS and MERRANDA L. KLAUS. <br />Witness my hand and notarial seal at in said County, the date aforesaid. <br />My Commission Expires June 19 , 2015 <br />IDS, Inc. <br />GENERAL NOTARY - State of Nebraska <br />SARAH M WILES <br />My Comm, Exp. June 19, 2415 <br />Loan Originator: MICHAEL PATRICK FRONGILLO, NMLS #22680. <br />Sponsored by: PEOPLES BANK & TRUST COMPANY, NMLS #412564 <br />Creditor: CMG Mortgage, Inc., NMLS #1820 <br />RRANDA L. KLAU <br />cam m . l L3 <br />Notary Public <br />201404721 <br />- Witness <br />(Seal) <br />- Borrower <br />FHA Nebraska Deed of Trust with MERS — 4/86 Amended 7/04 <br />Page 8 of 8 <br />