201404601 - Laserfiche WebLink

Browse

��14�4��1 requxr�d by RE�P1�., and Borr��v�r�h�ll p�y to L�nd�r�h��mount n�c��ry�a m�ke up th�d��'ici�ncy �n ac��r�an�e wi�h RESPA, bu� in no more than 1Z monthly paymen�s. Upon pa�ment in full of al� sums se�ured by �h�s ��urity Instrumen�, Lender shall promptly r�fund�a Borrower any Funds held�y Len�.er. 4. �harges; Liens. Barrower shal�pay a�i �axes, assessrnents, charges, fines, and impositions a�tribu�ab�e�Q the Propert�vvh�ch can attazn pr��r�ty�ver�h�s Securit��nstrument, l�asehold payments or ground rents on the Pr�perty, �f ar�y, an��mmunx�y Assoc�atznn Dues, Fees, and Asse�sments, if any. To the ex�en�that these items are�scrow Items, Borr�wer sha�� pa�r�hem�n the manner prov��ed in Section 3. Bflrraw�r sha��promptly discharge any lien�vhich has pr��ri�y�ver th�s Securx�y �nstrume��un�es� Borrower: �a} agrees �n writing to the payment of the obl�ga��on se�ur�d by the��en�n a manner acceptable to Len�er, but�n��r so long a� Borrower is p�rfarming such agreemen�; �b} �Qn�es��the��en�n gaod faith by, or def�nds agains�enfarcement af the lien in, �ega�proceedings which in L�nder's op�ni�n�pera�e t�pre�ent the er�forcement of the l�en whzl�those pr�ceedin�s are pending, bu�only until such proceedings are co��uded; ar�c} secures from the ho�der of th�lien a�agre�ment satisfactory to Lender subardinat�ng the lien�o th�s Securi��I�strumen�. �f Lender determines tha�any par�of�he Proper�y is subjec�ta a l�en which can attain pr�or�ty over th�s Secur��r �nstrument, Lender ma�giv�Borrower a notic��den��fy�ng�he��en. �V�thin �0 days af th��.at�on wh�ch that nfl��ce�s g�ven, Barrow�r sha�l sa�isfy the�ien or take one�r more af the act�ons set fvr�h abov�in this Section 4. Lender may requ�r�Borrower��pay a one--time charge for a rea� es�ate tax�erif�catz�n andl�r r�por�ing service us�d by L�nder in�flnnecti�n�i�h this Lnan. 5. Prnperty �nsurance. Borrawer sha��ke�p the improv�ments n�v� exist�ng or h�reafter trecte�.on�he Froperty �nsured agains��ss by�re, hazards included w�t��n�he��rm "ex�ended c��erage," and any other hazards including, �ut no�l�mi�ed to, earthquak�s and floads, for�vhi�h Lender requxr�s ��surance. This insurar�ce sha�l be m�ain�a�ned in the amoun�s �including deduc�ible Ieve�s} and far the periads that Lender requires. �L�Vha�L�nd�r requires pursuan��o the preceding sentences can change during the�errn of�he Loan. The insuran�e carr�er pr��iding th��nsurance sha�� e chasen�y Bnrrow�r subject�o Lender's r��h��o disapprove Borrower's ch�i�e, vvhiGh right sha�l not be exer�ised unreas�nably. Lender may requ�r� Borrawer t�pa�, in c�nne�t��rz with this Loan, either: �a} a an�Wtim�charge for��o�d zone d��erminat�on, certifica�i�n and trac�ing serv�i�es; �r�b} a�n�-time charg�far fload zone de�ermination and certificat��n ser,vzces and su�sequent charges each time remapp�ngs or s�mi�ar chang�s occur which reasonab�y might affect such determination�r cer�ification. Barraw�r sha�l a�sa be responsib�e for the paym�n�of any fe�s imp�sed�y th�Federa� Emergency Management Agency in connecti�n wi�h the rewi�w of any fload zone . determination resulting from an ob��ct�on b�Borrower. If Borrower fa�ls�� maintain any of the c�werages des�ribed ab�ve, Lender ma��btain insuranc�co�erag�, at Lender's opti�n and Borrower's e�pense. Lend�r�s under n�abligat��n to purchase any particu�ar type�r amount of coverage. Therefore, such coverage sha�� caver L�nder, �u�might�r might n�t pr�tect Borrower, B�rro�ver's equzty �n�he Pr�per�y, ar�he con�ents�f the Praper�y, aga�nst ax�y rxsk, hazard or�iab��ity and migh�pr��ide greater or lesser coWerage than vvas pre�iously in effect. Borrower ackr�.�v��dges that��ie cost of the insurance co�erage so abta�ned might significant�y exceed�he cost of insurance�hat Borro�er coul� ha�e�btained, Any am.�unts disbursed by Lender under this Sect�on S shall become add�t��na� debt of B�rrower se�ured�y�his Security Ins�rument, These amounts shall bear in��res�a��h�Note rate frflm the da�e of disbursement and sha��be payab�e, with such interest, upan n�tice from I�end�r to�arr�wer requesting payment. NEBftASKA-Single Family-�anni�Mael�reddie Mac UNIF�RM tNSTRUM�NT �vrrn 3�28 11Q� VMP d VMPfiZN�j t�3�2) Wviters E41�wer Financial 5er�ices Page fi of 17