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��14�4�� tD� L�mits vn Interest Rate Changes �P�ease check apprapriate boxes: if no box is checked, there wi�� be n� max�mum iimit on changes.� [� ��} There wil� be nv maximum Limit on �nt�rest �ate changes. � �� The interest rate f am required to pay at the first Change Dat� w�[� not be greater than f.75� °/o or [ess than 2.87� °/o. � �33 My �nt�r�st rate wi�� ne�er be increased ar decreased on any single Chang� Date by mare than T�i►�� AN�3 �aD/14p4 percentage points � 2.QQ� °/o} from the rate of interest I ha�� been paying for the pr�c�ding periad. � �4} My inter�est rate wi�� ne�er be greater than 9.754 °/o, which is called the "Maximum Rate." � �5� My �nterest rate will ne�er be less than �.$75°/v, wh�ch is calied the "Minimun�t Rat�." � �� My inter��t rate wil� ne�er be less than the initial interest rat�. [.,.� �7} The int�rest rate I am required to pay at the f��-st �hange C�ate wi�l not �e greater than % ot' �ess than °/v. Thereafter, my inte�est �ate will n��er b� increased ❑r decr�ased an any single Chang� Date by m�re than percentage �oints � °/o} f�om the rate of interest I ha�e b��n paying far the preceding p�rivd. �E3 Effective Date of Changes N�y new inter�st rate w��1 become effect��e an each �hange �ate. 1 wi�� pay the amount af my new monthly pay�ent beginning an the f�rst m�nth�y payment dat� after the Chan�e �ate until the amaunt of my m�nth�y payment chang�s again. �F� Notice af �hanges The Nate Hold�r wi�� de��er vr maii tv me a n�tice of any changes in my interest rate and the amount vf my month�y payment befare the effecti�e date c�f any change. The not��e wi[[ includ� infvrmatian required by �aw ta be gi��n t� me and a[sa the title an� telephone num�aer vf a person who wil� answer any question � may ha�e regarding th� nat�ce. g � Initials: � ,--899R t�51 D} Page 3 of a r �.-, o ��.......