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� ��14�4��� <br /> AD�LT�TAB�.� R..A�T� R.�D..FR <br /> TH�S ADJUSTABLE RATE R�DER is made this �2nd day ❑f Ju1 y, ��14 , <br /> and is incarparated int� and sha[I b� deemed to amend and supplement the Mort�age, Deed <br /> of Trust, or S��urity Dee�! �the "Security 1 nstrument"� of the sam� date gi�en by the <br /> undersigned �the "�or�ower"� to secure Bor�-ower's Adjustab�e Rate Note �the "Nate"} ta <br /> Home F�deral Sa�ings and Loan Assn of Grand Island <br /> �the "Lender"} vf th� same date and cv�e�ing the Prop�rty descr��ed in ths Security <br /> !nstrument and Ivcated at: 8�3. E Dkl a han�a A�� <br /> Grand Is�and, NE �8s�1 <br /> [Prnperty Addr�ss� <br /> TN�S NC]TE C[]NTAtN� PRC]VIS[�NS ALL��IV��NG FDR CHANGES �N MY <br /> 1NTEREST RATE AND MY MDNTHLY PAYMENT. INCR�ASES �N THE <br /> �NTEREST RATE VW'ILL RE�ULT 1N H��HER PAYMENTS. DECREASES tN THE <br /> �NT�REST RATE 1�V1 LL RESU LT t N L�1N�R PAYM ENTS. <br /> ADD�TI4NAL CDVENANTS. !n add�tion to the c��enants and agreem�nts made in th� <br /> Security Instrument, B�rrvw�r and Lender further co�enant and agree as fv��vws: <br /> A. �NTEREST RATE AND M�NTHLY PAYMENT CHANGES <br /> Th� Nat� prv�ides fvr an in�tial interest rate of 4.75D %. The Nate pra�ides <br /> f�r changes in the interest rat� and the month�y payments, as fv��ows: <br /> 4. 1NT�RE�T RATE A1VD M�NTI�LY PA�Ni�NT C�IANC�C� <br /> �A} Change Dates <br /> The interest rate � will pay may change on the lst day of Augu�t 2D 19 , <br /> and an that day e�ery 12th manth �her�after. �ach dat� on which my inte�est rate <br /> could change is cai�ed a "Change Date." <br /> N�ULTISTATE ADJUSTABLE RATE R�DER - Sing�� Fami[y <br /> �-899R ��5��� '['` 1�5: <br /> Page 1 �f 5 Initia�s: ��� <br /> VMP Mortgage So[ut"rans, � . <br /> �8D�}521-7291 <br />