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��14�4��� <br /> 'I�. Borrower Nnt F�eleased; F�rhearance By Lender Nat a VIlaiver. �xtension af th��in�e fnr paymen�or <br /> modif�ca���n of an�ortizat�on of the sums secur�d by this Security Instrument granted��L�nder�o B�rr��rer <br /> or an�r Successor in�n�er�s�of Borrower sha�l not�pera�e�o r�Iease the liab��z���f Barrower or an�r <br /> Successars�n�nteres�of Borrower. Lender shali n��b�requ�red��c�mmence praCeedings aga�nst any <br /> Successor�n�n�er�s�of B�rrower�r�� refuse to�xtend time f�r payment or otherwise modify amnrt�zat�Qn <br /> of the sunls secur�d b�r�h�s Secur�ty �ns�rument by reason of any dernand made by the origina�Borrov�rer�r <br /> any Successors in In��rest af Btirrower, Any farbearance by Lender�n e�er�is�ng any right or rem�ed�r <br /> in��ud�ng, v�ithau�l�m�.�ta�i�n, Lender's accep�anc�of pa�ments from third persons, �nt�ties or Successors in <br /> �n�erest af Barrower��in amounts Iess than th�amount then du�, sha�l not be a wax�er of or prec�ude the <br /> �xercis�of any righ�or remedy. <br /> 'I 3. Jo�nt and Severa� Liabi��ty: �o-sign�rs; Success�rs and Ass�gns B�und. Borravver covenants and <br /> agrees�ha�Borr�wer's obl�ga�ion�and��ab�li�y sha11 be joint and se�era�. Howe�er, any Borrower who <br /> Ga-s�gns��.xs Secur�ty�nstrumen�bu�does not execute the No�e�a "co-signer"�: (a��s co-5ign�ng this <br /> Security Ins�rument only�o mor�gage, grant and con�ey th�co-signer's interes��n the Praper�y under the <br /> terms of�his Security Ins�rumen�; �b� is no�persana��y obligated�o pay the sums secured b��his Securi�y <br /> �nstrum�n�; and �c} agrees that L�nder and an��ther Borrower can agree to extend, mad�fy, forbear or make <br /> any ac��mmodations�ri��regard to the terms�f�his S�curi�y Znstrument or the Note w�thout the co-signer's <br /> consen�. <br /> Subject t�the pro�visions af Section �S, any Successor�n�n�eres�of B�rrower who assumes Borrower's <br /> ab��gatxo�s under this S�cur�ty �nstrument�n vwriting, and�s apprfl�ed�y Lender, sha�l�bta�n a�1 of <br /> Borrower's righ�� and benefits under th�s Securit�Ins�rument. B�rrower shall not be r���ased from <br /> Borro�ver's abligati�ns and Iiab�l���under�his S�cur��y�nstrument un��ss Lender agrees�o such re�ease in <br /> writing. The covenants and agr�ements of�his S�curi�y�ns�rumen�sha�I��nd�e�cept as pr�vided �n Section <br /> 2D} and bene�t�he successors and ass�gns of Lend�r. <br /> 14�. �.�a� �h��g��. �nd�r ma�char�e�orro�er fees� f�r ser���es�e�f�rm�d in cQnne��ion�u�th Borr��u�r'� <br /> d�fault, far the purpose of protect�ng Lend�r's �nteres�.in the Property and righ�s under this S�curity <br /> �ns�rumen�, including, bu�na���mited to, a��orneys' fees, praperty �nspec�ion and va�uation fees. ��.regard ta <br /> an�r��h�r f�es, the absence of express au�hor�ty in�h�s Se�urity�nstru.ment t� charge a spec��c fee to <br /> Borro�r�r sha��no�be caristrued as a prahibiti�n a��he charging of such fee. Lender n�a�r not charge fees <br /> �hat are e�.pressly pr�hib��ed by this Secur��y �ns�rument or by App�i�ab�e Law. <br /> �f the L�an is subje�t�a a law which sets rnax�mum loan charges, a�d tha�law is f�nally�nterpre�ed sa�hat <br /> �he�n�erest�r oth�r loan charges ca��ected or to�e cox�ected�n connect��n wi�h th�L�an exc�d�he <br /> p�rmitted X�mits, �hen: �a} any such loan charge shali be reduced�y the am.�un�necessary�o reduce�he <br /> charg��o�he perm���ed l�m��; and�b} any sums aiready co1��c�ed from Borravver which exceeded permitted <br /> l�mits�riil be refunded�o Borro�rer. Lender may chaose to make�his refund b�r redu�ing the pr�ncipa�owed <br /> under the No�e or by making a direct payment t�B�rrawer. If a refund redu�es princ�pa�, the r�duct�on w�l� <br /> �e trea�ed as a partial prepaymen�w�thou�an�prepaymen�charge��v�r�ether or no�a prepaymen�charge�s <br /> provided f�r under�he Note}. Borrower's ac�eptance of an�r such refund made by direc�paymen�to <br /> Borrawer w��� cons�itu�e a vva�ver of any right af act�on Borrower migh�ha�e ar�sing out of such overcharge. <br /> �5. Natic�s. A1�notices given b�Borrower ar Lender in connec�ion�rith th�s Securi�y �ns�rumen�must be�n <br /> writing. An�notice�o Borro�er in�annection with th�s Security Zns�rument shall be deemed�fl ha�e been <br /> given to Borrovver v�hen mailed�y �rst class ma�l ar when actually d�l�vere��o Borrow�r's na�ice address if <br /> sent by other mean�. No�ice to a.ny ane Borrower shal� co�.s��tu�e no��ce�o a�� Barrowers unXess App1��a�le <br /> Law express��requ�res o�herwise. The not�ce addr�ss shall�e�he Propert�Address un��ss B�rrawer has <br /> NEgRASKA-Single Family-Fannie Mael�re�idie Mac UNI�ORM INSTRUME[VT Forrr�3�28 11a'[ <br /> VMP Q VMP6�N�3�9 3421 <br /> Wvlters Kluwer Financia!5er�ices Pag�1'� of 17 <br />