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r'1 r <br />c-- <br />n I1 = r <.1 r" a o <br />(1 C7 c' N ▪ -r' z <br />co <br />-o v r- <br />r z' <br />c <br />iot <br />cn <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />N:o. Grand Island, NEBRASKA 68802 <br />C 308- 382 -2900 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />▪ DEFINITIONS onsel <br />iv' Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />A7 (A) "Security Instrument" means this document, which is dated July 22, 2014, together with all Riders to this <br />C document. <br />(B) "Borrower" is James E Cryer, a single person and James P Cryer and Tammy A Cryer, husband and wife, as <br />y • ▪ joint tenants with right of survivorship. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />under this Security Instrument. <br />(D) "Trustee" is Exchange Bank. <br />Trustee's address is 1204 Allen Drive, PO Box 5793, Grand Island, Hall County NEBRASKA 68802. <br />(E) "Note" means the promissory note signed by Borrower and dated July 22, 2014. The Note states that Borrower owes <br />Lender SEVENTY-ONE THOUSAND ONE HUNDRED AND NO /100 Dollars (U.S. $71,100.00) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than August 5, <br />2021. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3 28 1/ 1 <br />Page 1 of 13 <br />IDS, Inc. Borrower(s) Initials. C , C <br />i <br />