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<br /> In consideration of the mutual promises and agreements exchanged, the parties hereto agree as
<br /> fvll�ws(n�twithstanding anything to�he contrary cantained in the Note or Securi�y Instrument}:
<br /> 1. As of,MAR�H 1,ZU14,the amount payab�e under the Note and the Security Instrument�the"Unpaid
<br /> Principal Balance"} is LT.S. $72,531.96, cansisting of the unpaid arnount�s}loaned to Borrawer by
<br /> Lender pius any interest and other amounts capitalized.
<br /> 2. Borrower pramises to pay the Unpaid Principal Balance, pius inter�st,�o the order of Lend�r Interest
<br /> will be charged on the Unpaid Princ�pa� Balance at the yearly rate of 2.G74�°/a, fram MARCH 1,
<br /> �U14. Borrower promises to make monthly payments of principal and int�r�st af U.S. $ 293.44,
<br /> beginning on the 1ST day of APRIL, ��14, and continuing thereafter on the same day of each
<br /> succeeding month until principal and interest are paid in ful�.The yearly rate af Z.G7��%will rernain
<br /> in effect until principal and interest are paid in fu��. If on MARCH 1, 2Q44 �the "Maturity Date"},
<br /> Barrow�r sti�l owes amounts under the Note and the Securi�y Instrument, as am�nded by this
<br /> Agreement,Borrower will pay these arnoun�s in full on the Maturity Date.
<br /> 3. If all ar any part of the Property or any interest in the Praperty is sold ar transferred(ar if Borrower is
<br /> not a natural person and a beneficial interest in Barrower is sold or transferred}without Lender's prior
<br /> written cansent, Lender may require immediate payment in fu�l nf a�l sums secured by the Security
<br /> Instrument.
<br /> If Lender exercises th�s optinn, Lender shall gi�� Barrow�r notice of acceleration. The notice shall
<br /> provide a period of not less than 34 days from the date th�natice is de�ivered or mai�ed within which
<br /> Borrower must pay a11 sums secured by the Security Instrument. �f Borrow�r fails to pay these sums
<br /> pri�r to the expiration of this per�ad, Lender may in�oke any remedies permitted by the Security
<br /> Instrumen�without further notice or demand on Borrawer.
<br /> 4. Borrawer alsa will comp�y with a11 other covenants, agreements, and requirements af�he Security
<br /> Instrument, including without timitation,Borrower's co�enants and agreements to make all payments
<br /> of taxes, insurance premiums, assessments, escrow items, impounds, and all other payments that
<br /> Borrower is nb�igated tv make under th� Security Instrument; hovve�er, the following terms and
<br /> pro�isions are farever canceled,nu�l and�oid,as of the date specified in paragraph Na. 1 abo�e:
<br /> �a} all terms and pravisians of the Note and Security Instrument �if any} pro�iding for,
<br /> implementing, or relating to, any change ar adj ustment in the rate of inter�st payable under�he
<br /> Nate, including, where applicable, the Timely Payment Rewards rate reduction, as described in
<br /> paragraph �i af the Timely Payment Rewards Addendum ta Note and paragraph A.I. of the
<br /> Timely Paymen� Rewards Rider. By executing �his Agreement, Borrower waives any Timely
<br /> Payment Rewards rat�reduction to which Barraw�r may have otherwise been�ntitled; and
<br /> �b} al�terrns and provisions of any adjustable rate r�der, or Timely Payment Re�vards Rider,where
<br /> app�icable, or other instrument or document that is affixed to, whvlly or partiall� ineorparated
<br /> into, ar is part of, the Note or Security Instrument and that contains any such t�rms and
<br /> pro�isions as those referred to in�a}above.
<br /> 5. IF the Borrower has,since inception of this loan but prior ta this Agreement,recei�ed a discharge
<br /> in a�hapter 7 bankrup�cy,and there ha�ing been no�alid reaf�rmation af the underlying debt,
<br /> hy entering into this Agreement, the Lender is n4t attempting to re-estahlish any personal
<br /> liability for the underlying debt.
<br /> . FHANA HUD-HAMP Loan Madificativn Agreement 4219Z�14_111 WD1ZI�b.1 99DZZ17599
<br /> First Am�rican Mortgage Ser�ices Page 2
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