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Acknowledgment <br />State of Nebraska <br />County of Hall <br />This instrument was acknowledged before me on Jul y 18, 2014 by <br />Bradley J Sybrandts, Rebecca A Sybrandts <br />Notary Public <br />Kevin Ottman <br />My commission expires: 05/19/2017 <br />NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wohers Kluwer Financial Services <br />20/404426 <br />Loan origination organization Home Federal Savings and Loan Assn of Grand Isl and <br />NMLS ID 446443 <br />Loan originator Kevin Ottman <br />NMLS ID 494664 <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 17 of 17 <br />