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��14�4�55 <br /> u�der this Secur�ty Instru.m�nt un�ess Lender agre�s to su�h z�elease�n wrz��ng, �ne covenan�s ana agre�men�s or�n�: <br /> Secur��y �ns�rument shal�bxnd �except as pr�vid�d i�n S��tian 193 and ben�ft�he successors anc�assigns of Lende� <br /> 13. I.�oan Char��s. L�nder may�har�e Borrower f�es for ser�ic�s perfo�-me�in conn�cti�n w��B�rr�tiv�r'; <br /> defau�t, �or�he �urpose �f pr�tec�in� Lender's in��rest Yn ��.e Pr�perty and rights under thi's S�curi�,y l�nstr�u�xa�nt. <br /> includ�ng, but n�t��mi�ed tc�, att�rn�ys' fe�s, pr�perty inspe�t�an and�aluati on f�es. In regard�o any��her fees, thf <br /> abse��e of��press au�har�t� �n��is� �ecu�-i�y �x�s�run�.ent�o �harge a�pe�Yfi�f��to Borrower shai�n��be e�ns�ruec <br /> as a prahi�i�ion o�the charging nf su�h fee. Lender may no�charge f�es that are e�pressly proh�bit�d by��is S��ur�t� <br /> Instrum�nt or by �pplicab�� ��,avv. <br /> �f�he Loari xs su�jec�to a lav��vh�ch sets maximum.]oan charg�s, and t�iat lavv is fnally in�erpreted so�hat thc <br /> �nteres� or other l.oan char�es col�e��ed ar�a be col�e�ted �n connec�ion wi�h t�e L�an exceed�he perm��ted limits, <br /> �hen: �a�any su�h ioan c�arge shall be r��uced�by�he amo�u��neces�ary to r�duce th�charge�o the�ermztted Iimit. <br /> and�b� any sums already c�llected �on1 BQrrower v�hic� exceeded p�rm��ted Iimits wi�� be refunded�o B�rrawer <br /> Lender may choose t�ma�e�h�s refund by reduci.n�the pr�nc�pal ow�d under t��N��e or by makxng a d�r�c�paymen <br /> t� Borrower. ��'a r�fund reduc�s principal, �h� r�duc�ion �vv�11 b� �reated as a partx al prepayment v�ithout anj <br /> . <br /> prepa�me�t charg��v�hether or nat a prepa��nent charge is pravid�d for under�he No��}. Borrower's a�c�ptance a <br /> a�y suc:h refund made by dir�ct payment�o B�rrow�r vvi�l cc�nstitute �.wai�e�•af any ri�ht of��tion Ba�-�rawer m��h <br /> have aris�ng flut of such �verchar�e. <br /> 14. Natices. A�� notices�iv�n hy �Qrrow�r ar Lender in c�nnec�x�n with�his ��Gurrt�Instrum�n�mus�be�� <br /> �riting. Any na���e�o Borrower in cannec�i�n w�t��his Security�ns�-ument shall be deem�d to have he�n given�c <br /> �orr�wer�h�n mailed�y frst c�ass mai� o�- when actually de�iv�red to Borra��r's not�ce address if sent�by othe. <br /> means. Notice�o any o�e Borraw�r�hall�ans��tu���.o�ic��❑alI Borrc�w��s unl��s Applicabie Law expressly require� <br /> Q�herwise. T`he notYce a�dress shall be the Proper�y Address uxz�ess �orrower has designat�d a subs�itu�e not�c� <br /> addr��s b� na��ce to L�nder. B�rra�er sha�l p�-c�m�atly nc���fy L�nd�r�f�orrotiver's change Qf address. If�ende <br /> speczfies a procedure far rep�r�ing�3�rrow�r's change of addr�ss,then�3�rr��er sha�l only repor�a chang�of addres. <br /> �hrough �hat speci f ed pr4cedure. T�aere�nay be on�y �ne desrgna�ed no�ice address unde.r �his 5�curity �nstrumen <br /> at an�one�ime. Any notice��Lender sh�l�be giv�n�a�deZ�iv�ring x�or by mailing��by firs���ass mai���Lender' <br /> addres�stat�d her�in un�ess Lender has de��gnated artother addr�ss by no��ce to�orrower. Ar�y notic�in conn�ctio� <br /> wi�h this Securxty �nstrumen� s�a�l not be d�emed ta have been g�v�n ta L�nder u���I �.�tual�y received by Le�der <br /> If any not7ce required b}� th�s Security I��trumen� is alsa �equired under Appli�abl� La�, the Applicable La� <br /> requ�re�eri��=ill sa�isfy �he Gorresp��ndi.r��requir�m�p�u�der�his Security Ins�rument. <br /> 1�. Go��rning Lav�v; Sev�rabil�t�; �tules �f ConstrUcfion. This Security Instrument shall b� �o��rnec�b� <br /> federal lavv and the l�.v� af�he�urisd.�ct�on in�hich the Praperty �� lo�a��d. All righ�s and obligations contained i� <br /> this Securi�y�nstrumen�are�ubje�t�� ariy r�qu�rements and limi�a�ia�as af Applicabl� Lavv. Appl��a�b�e Law�r�.i�h <br /> exp�icit�y or implicit�y a1�ow �he parties �o agree by contract or it might be silent, bu� such silence sha11 not b� <br /> construed as a pra�h��i��on aga�.ns� a.�reument by can�rac�. In�h�e��nt�hat any provisia� ar clause of this S��uri�: <br /> Instrument or the�I��e canflYcts wxth�App�icab�e Law, such canfl���sha��n�t affe��other proviszons of�his Secu�rifi <br /> Xristru.men� ar�he Note v�hich can b�g�ve� �ffect wi�hout the confl��t�.ng provisian. <br /> As used in �h�� Security Y�strur�en�: �a�v�Qrd�of�he�n�.scu�ine gender shal�mean and i��lud� corresp�nd.�n, <br /> neuter wards or�v�rar�s of�he femin�e gender; (b�wards in th�singu�a� shall mean and�nc�ude the p�ura� ar���ic <br /> �ersa; and�c�the word "ma�„ �i�es sal�discret�on vv��hout any ob��gatian ��take any ac�i�n. <br /> 1�. Borrower'� �ap�. Barra��r sha�1 be g�ven one capy of the�Iot� and of this Securi�.y �a.s�rumen�. <br /> � 17. Transfer of the Froperty;A�celeratianx Assumption. This Ioan may be dec�ared imrnediately due an� <br /> payab�� upon tran�fer �f the pro��rty �ecuring �uch �oan �n arny �r�nsfer�e, r�nless tlie accepta�i�ity of th <br /> assumpt�on of th�lo�n�s establish�d pursuant to Section 3714 of�`ha�t�r 37, Tzti�3$, United S�ates�ade. Th <br /> acceptabil�ty of an�assumptivn shall a1�Q be sub,�ect ta the follo►win� add�tionai pro�isi�ns: <br /> �a� Funding Fee: A fee�qua��o ane-ha�f of 1 percent�f the ba�ance of this loan a�of th�da#e . <br /> of t�-ansfer Qf the proPert�sh�li be payable at the time af tran�fer to the 1¢an holder�r its authar�ed <br /> a��nt, as trust�e f�r the Ilepartme�t of Vet�rans Affairs. �f�h�assumer fa�l5 t� p;ay this fe�at the <br /> tim�af�ran�fer,the fee sba�i�o�stitute an additiona� �ebt tv tha�a�ready secured b�this ins#ru�nen�, <br /> NEBRASKA-��ngle Famiiy�-�NLFC�RM 1NSTR�II1fENT <br /> M�Df F1 E�F�R DEPARTMENT �F V ET�RANS AFFAI RS Da�,�ag�G� <br /> �REV. 11��} Page 9 of �� �'�'��.d�crnagrc.cor <br />