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When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />(D) "Trustee" is Central National Bank <br />[Space Above This Line For Recording Data] <br />State of Nebraska <br />NEBRASKA- Single Family - FannieMae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 4/01i., � <br />LFI #FNMA3028 -MERS 9/11 Page 1 of 13 Initials: 4 f2 <br />0 <br />2 11,0404 <br />r` -‹ <br />f-5 Q ' <br />r-D <br />r"rl <br />Loan No: 451403468 /00 00 <br />MIN: 1007451 - 0000000175 -6 <br />Case No: 34 -34 -6- 0199755 <br />Parcel ID: 400161168 <br />DEED OF TRUST <br />THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS <br />AFFAIRS OR ITS AUTHORIZED AGENT. <br />DEFINIT <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />314 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated July 9, 2014 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Michael L Miller and Winonah J Miller, Husband and Wife <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />