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m <br /> � � N n� � <br /> m"' � �cD m <br /> ; � n� � � �m N m <br /> O m <br /> � � O 0 <br /> � zo p � �z O cn <br /> a' � �� o o =omo � c�i� <br /> D � <br /> �� m �� � <br /> m� o D rc�i� � � <br /> � � c <br /> w� � � <br /> � O <br /> �o p� `.`. z <br /> p� � � � <br /> Z <br /> O <br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO: <br /> Home Federal Savings& Loan Association of Home Federal Savings&Loan Association of <br /> Grand Island Grand Island <br /> 221 South Locust Street 221 South Locust Street <br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801 <br /> (Space Above This Line For Recording Data) <br /> LOAN ORIGINATOR NAME: Lisa Mayer <br /> NMLS COMPANY IDENTIFIER: 446443 <br /> NMLS ORIGINATOR IDENTIFIER: 494669 <br /> DEED OF TRUST <br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED <br /> BY THIS DEED OF TRUST) <br /> THIS DEED OF TRUST ("Security Instrument") is made on July 2, 2014. The grantors are SHERYL M <br /> KENTNER and STEVE F KENTNER,also known as STEVEN KENTNER, WIFE AND HUSBAND,whose <br /> address is 314 RENEE RD, Doniphan, Nebraska 68832 ("Borrower"). Borrower is not necessarily the same as <br /> the Person or Persons who sign the Home Equity Line of Credit Agreement, dated July 2, 2014 ("Contract"). <br /> The obligations of Borrowers who did not sign the Contract are explained further in the section titled Successors <br /> and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack, <br /> Attorney whose address is P.O. Box 790, Grand Island,Nebraska 68802 ("Trustee"). The beneficiary is Home <br /> Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the <br /> United States of America and whose address is 22l South Locust Street, Grand Island, Nebraska 68801 <br /> ("Lender"). SHERYL M KENTNER and STEVE F KENTNER have entered into a Contract with Lender as of <br /> July 2, 2014, under the terms of which Borrower may, from time to time, obtain advances not to exceed, at any <br /> time, a **''�MAXIMUM PRINCIPAL AMOUNT (EXCLUDING .PROTECTIVE ADVANCES)*x* of Fifty <br /> Thousand and 00/100 Dollars (U.S. $50,000.00) ("Credit Limi,t"). Any party interested in the details related to <br /> Lender's continuing obligation to make advances to Barrower is advised to consult directly with Lender. If not <br /> paid earlier, the sums owing under Borrower's Contract with Lender will be due on July 15, 2019. This Security <br /> Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, including future <br /> advances, and a]] renewals, extensions and modifications of the Contract; (b)the payment of all other sums, with <br /> interest, advanced to protect the securiry of this Security Instrument under the provisions of the section titled <br /> Protection of Lender's Rights in the Property;and(c)the performance of Borrower's covenants and agreements <br /> under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the <br /> trust herein created,irrevocably grants and conveys to Trustee, in trust,with power of sale,the following described <br /> property located in the COUNTY of HALL, State of Nebraska: <br /> Address:314 RENEE RD,Doniphan,Nebraska 68832 <br /> Legal Description: LOT THIRTY NINE (39), AMICK ACRES WEST SUBDIVISION, HALL <br /> COUNTY,NEBRASKA <br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br /> "Property." <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br /> grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record. <br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br /> any encumbrances of record. <br /> Borrower and Lender covenant and agree as follows: <br /> Payment of Principal and Interest; Other Charges.Borrower shall promptly pay when due the principal of and <br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract. <br /> �2004-2013 Compliance Systems,Inc.9F96-1D81-2013L2.0.72 t <br /> Consumer Real Estate-Security Instrument DL2036 Page I of 5 www.compliancesystems.com <br />