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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings& Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR NAME: Lisa Mayer
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> NMLS ORIGINATOR IDENTIFIER: 494669
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on July 2, 2014. The grantors are SHERYL M
<br /> KENTNER and STEVE F KENTNER,also known as STEVEN KENTNER, WIFE AND HUSBAND,whose
<br /> address is 314 RENEE RD, Doniphan, Nebraska 68832 ("Borrower"). Borrower is not necessarily the same as
<br /> the Person or Persons who sign the Home Equity Line of Credit Agreement, dated July 2, 2014 ("Contract").
<br /> The obligations of Borrowers who did not sign the Contract are explained further in the section titled Successors
<br /> and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack,
<br /> Attorney whose address is P.O. Box 790, Grand Island,Nebraska 68802 ("Trustee"). The beneficiary is Home
<br /> Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the
<br /> United States of America and whose address is 22l South Locust Street, Grand Island, Nebraska 68801
<br /> ("Lender"). SHERYL M KENTNER and STEVE F KENTNER have entered into a Contract with Lender as of
<br /> July 2, 2014, under the terms of which Borrower may, from time to time, obtain advances not to exceed, at any
<br /> time, a **''�MAXIMUM PRINCIPAL AMOUNT (EXCLUDING .PROTECTIVE ADVANCES)*x* of Fifty
<br /> Thousand and 00/100 Dollars (U.S. $50,000.00) ("Credit Limi,t"). Any party interested in the details related to
<br /> Lender's continuing obligation to make advances to Barrower is advised to consult directly with Lender. If not
<br /> paid earlier, the sums owing under Borrower's Contract with Lender will be due on July 15, 2019. This Security
<br /> Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, including future
<br /> advances, and a]] renewals, extensions and modifications of the Contract; (b)the payment of all other sums, with
<br /> interest, advanced to protect the securiry of this Security Instrument under the provisions of the section titled
<br /> Protection of Lender's Rights in the Property;and(c)the performance of Borrower's covenants and agreements
<br /> under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the
<br /> trust herein created,irrevocably grants and conveys to Trustee, in trust,with power of sale,the following described
<br /> property located in the COUNTY of HALL, State of Nebraska:
<br /> Address:314 RENEE RD,Doniphan,Nebraska 68832
<br /> Legal Description: LOT THIRTY NINE (39), AMICK ACRES WEST SUBDIVISION, HALL
<br /> COUNTY,NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges.Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> �2004-2013 Compliance Systems,Inc.9F96-1D81-2013L2.0.72 t
<br /> Consumer Real Estate-Security Instrument DL2036 Page I of 5 www.compliancesystems.com
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