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201404165 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any rider(s) executed by Borrower and recorded with it. <br />'chael S. Gray <br />Alice M. Gray <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA <br />COUNTY OF <br />The foregoing instrument was acknowledged before me this <br />Aa_ <br />d <br />..11a._ 2_APPA <br />(Sign, Af Person Taking Acknowledgement) <br />P <br />Title or Rank: <br />Serial Number, if any: <br />(SEAL) <br />(SEAL) <br />Date <br />Date <br />c:2 — 7n/ (- /date), by <br />GENERAL NOTARY- State of Nebraska <br />JANICE K. BOEHLE <br />My Comm. Exp. March 27, 2017 <br />Loan Originator Organization <br />Mortgage Loan Originator Organization: Charter West National Bank <br />Nationwide Mortgage Licensing system and Registry Identification Number: 466077 <br />Individual Loan Originator <br />Mortgage Loan Originator: Russell E Smith <br />Nationwide Mortgage Licensing system and Registry Identification Number: <br />491150 <br />Pooe S of 9 ! IFCM First Deed Of Trust <br />