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Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other <br />provisions of this Security Instrument or the Note which can be given effect without the conflicting <br />provision. To this end the provisions of this Security Instrument and the Note are declared to be <br />severable. <br />18. Borrower's Copy. Borrower shall be given one conformed copy of the Note and this Security <br />Instrument. <br />NON - UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />19. Assignment of Rents. Borrower unconditionally assigns and transfers to Lender all the rents and <br />revenues of the Property. Borrower authorizes Lender or Lender's agents to collect the rents and <br />revenues and hereby directs each tenant of the Property to pay the rents to Lender or Lender's agents. <br />However, prior to Lender's notice to Borrower of Borrower's breach of any covenant or agreement in <br />the Security Instrument, Borrower shall collect and receive all rents and revenues of the Property as <br />trustee for the benefit of Lender and Borrower. This assignment of rents constitutes an absolute <br />assignment and not an assignment for additional security only. <br />2014041 65 <br />If Lender gives notice of breach to Borrower: (a) all rents received by Borrower shall be held by <br />Borrower as trustee for benefit of Lender only, to be applied to the sums secured by this Security <br />Instrument; (b) Lender shall be entitled to collect and receive all of the rents of the Property; and (c) each <br />tenant of the Property shall pay all rents due and unpaid to Lender or Lender's agent on Lender's written <br />demand to the tenant. <br />Borrower has not executed any prior assignment of the rents and has not and will not perform any act <br />that would prevent Lender from exercising its rights under this Paragraph 19. <br />Lender shall not be required to enter upon, take control of or maintain the Property before or after giving <br />notice of breach to Borrower. However, Lender or a judicially appointed receiver may do so at any time <br />there is a breach. Any application of rents shall not cure or waive any default or invalidate any other right <br />or remedy of Lender. This assignment of rents of the Property shall terminate when the debt secured by <br />this Security Instrument is paid in full. <br />20. Foreclosure Procedure. If Lender requires immediate payment -in -full under Paragraph 9, <br />Lender may invoke the power of sale and any other remedies permitted by applicable law. Lender <br />shall be entitled to collect all expenses incurred in pursuing the remedies provided in this <br />Paragraph 20, including, but not limited to, reasonable attorneys' fees and costs of title evidence. <br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any <br />part of the Property is located and shall mail copies of such notice in the manner prescribed by <br />applicable law to Borrower and to the other persons prescribed by applicable law. After the time <br />required by applicable law, Trustee shall give public notice of sale to the persons and in the <br />manner prescribed by applicable law. Trustee, without demand on Borrower, shall sell the <br />Property at public auction to the highest bidder at the time and place and under the terms <br />designated in the notice of sale in one or more parcels and in any order Trustee determines. <br />Trustee may postpone sale of all or any parcel of the Property by public announcement at the time <br />and place of any previously scheduled sale. Lender or its designee may purchase the Property at <br />any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed <br />conveying the Property. The recitals in the Trustee's deed shall be prima facie evidence of the <br />truth of the statements made therein. Trustee shall apply the proceeds of the sale in the following <br />order: (a) to all costs and expenses of exercising the power of sale, and the sale, including the . <br />payment of the Trustee's fees actually incurred and reasonable attorneys' fees as permitted by <br />applicable law; (b) to all sums secured by this Security Instrument; and (c) any excess to the <br />person or persons legally entitled to it. <br />21. Lien Priority. The full amount secured by this Security Instrument shall have the same priority over <br />any other liens on the Property as if the full amount had been disbursed on the date the initial <br />disbursement was made, regardless of the actual date of any disbursement. The amount secured by this <br />Security Instrument shall include all direct payments by Lender to Borrower and all other loan advances <br />permitted by this Security Instrument for any purpose. This lien priority shall apply notwithstanding any <br />State constitution, law or regulation, except that this lien priority shall not affect the priority of any liens <br />for unpaid State or local governmental unit special assessments or taxes. <br />PAPP 6 of 9 HFCM Fire Deed Of Trust <br />