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��14�4153 <br /> B�RR��'�VER C�VENA�TS�hat Borrower is la�vfuiiy seis�d a��h�estat�h�r�by can��yed and has �he r�ght to <br /> grant and conve�the Property and tha�th�Praperty is unen�umbered, ex��pt for encumbrances�f recflrd. <br /> Barrower�varrants and will defend general�y the title to the Praperty aga�nst ai� c�aims and demands, subject ta <br /> an�r encumbrances of rec:ord. . <br /> T��� SE�UR�TY �N�TRUM�NT cambin�s un�fnrm co�enant� for natianai use arz�non-uniform co�enan�s w��h <br /> �im�ted var�at�ons by jur�sdiction to canstitu��a un�form securi�y instrumen�covering real prop�rty. <br /> Uniform Correnants. BQrrower and Lender c�venant and agree as f�ll�v�s: <br /> 'I, Payment of Principa�, �nterest, Escrow �tems, P�epayment Char�es, and Late Charges. Barrov�er <br /> shall pay when due th�principal of, and interest�n, �he debt evidenced by�h�Note and any prepaym�nt <br /> charges and�ate charg�s due under the Note. Bflrrawer sha�l also pay funds for Escrow �tems pursuant to <br /> Section 3. Paymer�ts due under the Note and thzs 5ecuri�y Instrumen�sha�� be made�n U.S. currency. <br /> Hflwe�er, if any Ghec�or other ins�rument re��i�ed b� Lender as paym.ent und�r the Na�e or th�s S��urity <br /> �nstrumen� �s r�turn�d�o Lender unpaid, L�nd�r may r�quire�hat any ar aIl sub�equent payments due under <br /> the Note and th�s Secur�ty �nstrum�n�be made�n ane or mare af the fol�ow�ng f�rms, as �el�cted by Lender: <br /> �a}cash; �b} money ord�r; �c} �er��f�ed check, bank check, tr�asurer's check�r cashzer's�he�k, pro��d�d any <br /> such checl�is drawn upon an insti�ution whose depasits are insured by a federal agency, instrurnentality, or <br /> entit�; �r�d} E�ectranic Funds Transf�r. <br /> Pa�m.�nts are dee�n�d recexved by L�nder when rece�ved at the I�cation des�gnat��. zn th� Note�r at such <br /> other Ioca�ian as may be des�gna�ed by L�nd�r in accordanc�w��h�he no��ce prav�s�ans �n Sec��an 1.5. <br /> Lender may return an�pa�ment or par�ial payment if the payrnent or partial payments are insuff�ci�nt to <br /> bring the Loan current. Lender may accept any payment ar par�ia� paymen� �nsuff�cient to bring the Laan <br /> curren�, tiv�th�u�waiver of an� rights hereunder�r pre�udice to its rights to refuse such pa�ment or partial <br /> pa��n�n�s �n t�ae fu�ur�, but Lender is not ob��ga��d to app�� such paymen�s at the t�me such payments are <br /> accepted. If each Period�c Payment �s appli�d as of�ts scheduled due da��, �hen Lender ne�d no�pay in�erest <br /> on unapplied funds. Le�.der may hold such unapp�ied funds un��� Borrower makes paymen�s �o br�ng�he <br /> Loan curr�n�. �f Borr�wer does n�t do sfl wi�h�n a reas�nable per�ad af time, Lend�r shail either appi� such <br /> fund�nr return th�m to B�rrower, �f not app���d earl�er, �uch funds will be appl�ed t�th�outstanding <br /> principa� ba�ance under the No�e zmrned�ately pr�or�o fnreclosure. Na offset�r�la�m v�hich Borrawer m�ight <br /> have now or in the futur�aga�nst Lender shall re�ie��B�rrower from making pa�m�ents due under the Note <br /> and�h�s S�curit� Instrumen�or performing the covenants and agre��ments secured b� this Se�urity <br /> �nstrument. <br /> Z. Applicati�n �f Payments vr Prviceeds. �x�ept as atherwise des�r�bed �n this Se�t�an 2, al�payments <br /> accepted and applied by L�nder�ha�l�e applied�n the fol�ow�ng order of pr�flr�t�: �a} �nterest due under the <br /> N�te; �b}pr�ncipal due under the N�te; �c} amoun�s due under Sectian 3. Such paymen�s shall be app�ied to <br /> �aCh Feriodic Payment in�he ard�r in which�t became due. Any remaining amounts shall be applied first ta <br /> la�e Charg�s, second to any a�her amounts due under this Security Instrument, an�i then to r�duce the <br /> princ�pa� ba�anc�of the Note. <br /> If Lender r��ei�es a pa�ment frarn Borrower for a delinquent Per�adi�Payment wh�ch include� a suff�cient <br /> amount to pay any�ate charge due, the payment may be applied to the de�inquent paym�nt and th��ate <br /> charge. �f mare than one Periadic Payment is outstanding, L�nder ma� apply any paym�nt recei�ed from <br /> B�rrow�r t� �he repaymen�of the Per�od�c Paymen�s if, and to the extent that, each payment can be pa�d �n <br /> fu11. To the exten�that any excess ex�s�s after�he payment�s appl�ed to �he fu�� payment of on�ar mor� <br /> Periodi� Payrnen�s, such e�cess may be app�ied ta any �a�e charges due. Voluntary prepayments shall�e <br /> app��e� �rst t�any prepa�ment charg�s and th�n as descr�bed in the N�te. <br /> NEBRA5KA-5ingle�amily-Fanni�Mael�reddie Ma�tJNI��RM�NSTRUM�NT �vrm 3D28 11Q� <br /> VMP� VMPS[N��{�302� <br /> Wtsft�rs E4luwer Finar�cial Ser�ices Page 4 of'!7 <br />