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��14�4�SS requ�r�d by RESPA, ax�d B�rrovv�r shail pax ta L�nder the a�m�unt nec�ssary�a make up the def�c�en�y in a�cardan��wi�h RESPA, bu� in no more than �2 month��payments. Upon paym�nt in ful� of a�l sums secured by �his Se�ur��y �ns�rument, L�nder sha��promp��r r�fund to Borr�wer any Funds held by Lender. 4. Charges; Liens. Barro�ver sha1�pay a�l tax�s, asses�ments, charges, fines, and imp�sitions attributab��to th�Proper�y whi�h can attazn pr��rity�ver this S�Curi�y Instrument, leasehold paymen�s ar ground ren�s on the Prap�r�y, zf a�y, and�ommunity Associatian Du�s, Fees, and Assessmen�s, if any. Ta the exten�tha� these items are�scrow �tems, B�rrower shall pay them in the manner pr��ided in Section 3. B�rr�vver sha�l promp�ly discharge any��n wh�ch has priarity�ver this �e�urity Instrum�n�unless Borrower: �a} agre�s xn writing to th�paym�nt�f�h��b�igati�n seCured by the li�n in a manner a�ceptab�e to L�nder, but on�y so�ong as Borrower is perf�rm�ng such agr��ment; �b} c�ntests th��ien in gand fa�th by, or defends agaznst enforcement af the Iien in, legal proceed�ng�wh�ch �n L�nder's op�n��n opera�e to prevent the enfor�emen�af�he�zen whiie those proc�edings are pending, bu�anly unt�� such proce�d�ngs are concluded; or�c} se�ures from�he h��der of the lien an agreement satisfac��ry t� Lend.�r subard�na�ing the ��en to�his SeGurity Instrument. �f Lender de�ermines that any par��f the Praper�� is subjec�to a li�n which can a�tain pr�or��y��er th�s Secur��y �nstrument, Lender may give B�rrower a no�ice identify�ng the iien. �V�thin �D days of�he date an wh�ch that not�ce is given, Borr�wer shali satisfy the lien or�ake one or mor� of the act�flns se�f�r�h ab��e in th�s Sect�on 4. L�nder ma�requ�re Borrov�er to pay a one-time charge far a rea�es�ate tax v�r�f�ca��on andl�r repnrting serv��e used by Lend�r zn conn�ction with this Loan. 5. Prflperty Insurance. Borrower sha��keep th��mpravements now existing ar hereaft�r�rected on th� Property �nsured aga�nst loss�y f�re, hazards �nc�uded w��h�n the term "ext�nded��verage," and any a�her hazards znclud�ng, but not limited�o, ear�hquakes and fl�ods, f�r�vhich Lender r�quires insurance. 'This insurance shall be ma�ntazned in th� amaunts �including deductzb�e�eve�s} ax�d for�he per��ds�hat L�nder requ�res. '�Vha�Ler�d�r requxr�s pursuan�to�he preceding sentence�can c�ange during�he terrn o��he Loan. The insuran.ce�arr�er pr�viding�he insurance sha11 be ch�sen by Borrawer sut��ect t� L�nder's right to disappra�e B�rrower's choice, wh�ch r�ght sha��not be ex�rcised unreas�r�ably, Lend�r may require Borrower to pay, �n connec�i�n with thzs Loan, either: �a} a ane-t�me char�e for flood zone de�erm�nat�on, cer�xf�cation and tracking ser��es; �r�b} a�ne-tim�charge for��oo�i z�ne d��erm�na��on and cer�if�catian servi�es and su�sequen�charges each t�me remappings or similar changes occur which reastina��y migh� affect such determanation or cer�i�cation. Borrower shall also be respon�ib�e f�r the payment�f an� f�es imp�sed by th�Federa� Emergenc� Managern�n�Agency �n c�nn��tion w��h th�rev�ew of an� fload z�ne �ie�e�minati�n resulting from an�b�ection by Borrovver. �f Borrau�er fai�s t�main�ain any of�h�caveragts described above, L�nder may abta�n�nsurance caverage, at Lender's�ption and Borrawer's expens�. Lender is under n�abligati�n to purchase any part�cular typ�or amount of caverage. Therefore, such c��verage�hall ca�er Lender, but might or migh�not prote�t Borr�wer, Borrow�r's equz�y zn th�Pr�per�y, ar�he contents�f the Propert�, agains�any risk, ha�ard ar�iability and mi�ht pro�r�de�reater or lesser cov�rag�than was prew�ously in effe�t, Borrower ackr��wl�dg�s that�h��os� �f th��nsurance coverage s�obtained might significantly�x��ed�he cos�of insurance that B�rro��r cau�d have obta�n�d. Any amounts disbursed��Lender under�his SeGt��n S shali becom�addi��onal deb�of Borro�er s�cured�y this Security �nstrument. Th��am�unts shall bear xnter�st a��h�Note rate fr�nz the date of dis�ursement and sha��be payab�e, with such inter�s�, upon not�ce fr�m Lend�r to Borrower reques�ing p�yment. NEBRASKA-Singt�Family-Fannie Mael�reddie Mac UNIFDRM INSTRUM�NT �arm 3028 1101 VMP(] VMPfi4NEy t13Q2� Wolters Kluwer Finar�cia!5er►►ices Pag�fi of 17