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��14�4�SS <br /> B�RR�WER��VENANTS tha�Bnrr�wer is la�vfu��y se�sed af�he es�a�e hereby convey�d and has the r�gh�to <br /> gran� and eo�vey the Pr�per�y and�ha� the Property �s unencumbered, e�cept for�ncumbrances of recard. <br /> Borrower warrants and wi���iefend g�n�raily the t�t�e��the Pr�per��r against all cla�ms and demands, subject to <br /> any. encumbrance�of recnrd. <br /> TH��SE�UR�TY INSTRUN�ENT combines unif�rn�covenants fflr na��onal use and n�n-un�for�m�ovenan�s vv�th <br /> �im�ted �ar�at�ons by jur�sd�ction to c�ns�itute a unifarm s�curity �nstrument c���ring r�a�pr�perty. <br /> Un�form �vvenants. Barr�w�r and Lender c��enan� a�.d agre�as fo��ows; <br /> �. Payrnent �f Prin��pa�, Interest, Es�row Itemsr Prepaym�nt Charges, and Late Charges. Borrow�r <br /> sha�l pay when du�the pr�nc�pal�f, and interest on, �he debt e�idenc�d by th�Nflt�and any prepa�men� <br /> charges and�a�e Charges du�und�r the N��e. Borr�wer shall alsa pay funds for Escr�w Items pursuant to <br /> S�c�io�3. Payments due under the No�e and this Security �nstrument shal�be made in U.S. currency. <br /> H�wever, �f any�heck�r other ins�rum.�n�rece���d by L�nder as payment under the N�te ar th�s Securx�y <br /> �nstrument�s returned ta Len�.er unpa�d, Lender may requzre�hat any�r aI� subsequen�payments due under <br /> �he Note and�h�s Secur��y Ins�rument be made�n one or mflre of the following fnrms, as se�ec�ed�y L�nder: <br /> �a}cash; �b}money�rder; �c} certified check, bank check, treasurer's�heck or�ash�er's check, pravided any <br /> such check�s drawn upon an�nst��u�ion whose depos��s are�nsur�d�y a fed�ral agenc�r, znstrumentality, or <br /> en�ity; flr�d} E1ec�ronic Funds Transfer. <br /> Payments are deemed recei�ed by Lender vvh�n recei�ed a�th��acati�n d�signa�ed in the Nate ar a�such <br /> other lacati�n as may be designated by Lender in accordance with the noti�e pr��isians in Sectian 15. <br /> Lender may return any paymen�or partia�payment �f the payment or partial payments are insuffxc�en�t� <br /> br�ng�he Loan current. Lender may accep�any paym�n��r partza�paymen��nsuf�czen�to br�ng�he Loan <br /> curr�n�, w�thout wai��r of any rxghts hereund�r or pr�judice to �ts rzgh�s �o r�fus�such payment or part�al <br /> paymen�s �n the future, �ut Lend�r�s nnt�bl�gat�d�o apply such payments at th�time such pa�men�s are <br /> ac�epted. If each Periodic Payment i� app���d as nf its scheduled due date, then Lender n��d no�pay�n��re�t <br /> on unappli��funds. Lend�r may hold such unapp�ied fund�un�x� Borrow�r makes payments t�br�ng�he <br /> L�an curren�. If Borrflwer d�es not da s�v�i�hin a reasonable period�f t�me, Lender shall either apply such <br /> funds or retuzn them to Borrower. �f no� app�ied earlier, such fund�will be applied to the�uts�and�ng <br /> principal balance under�h�Note immediatel�pri�r to f�recl�sure. Na offset or claim which Borrower rnight <br /> have now or in�he future again�� L�nder sha�� relieve Borravver from making pa�ments du�under�he No�e <br /> and thxs Security Instrument or performing th�cov�nants and agreements s�Cured b�r thzs Se�urity <br /> Instrurr�en�. <br /> �. Applicat�on of Payments or Proceeds. Exc�pt as�therwise described in this Sectian 2, a11 paym�nts <br /> accepted and app���d by Lender shall be applied�n�he f�1�o�ing or�er of priority: �a} �nterest due under�he <br /> No�e; �b}principa� due under the Note; �c} amounts due under Sect�on 3. Such payments sha��be applied tn <br /> each Perxodic Payrnent�n the ord�r in whi�h it became du�. Any remain�n�amoun�s shal���app��ed first t� <br /> �a�e charges, second ta ax��other amounts due under this Secur�ty Ins�rumen�, and then�o reduce th� <br /> principal �alance af the Note. <br /> If L�nder recex��s a pa�men�from Borrower far a delinquen�Per��dic Payment which includes a sufficient <br /> arnaun��o pay any Iate charge due, �he paym�nt may�e app�ie�to the delinquent payment and the late <br /> charge. If mare than ane Per�od�c Payment is �utstanding, Lender may apply an�paymen� received from <br /> Borr�w�r to�he r�paymen�of the Per�od�c Payments if, and to�he extent that, each payment can be pa�d�n <br /> ful�. To�he ex�en�tha�an�excess ex�s�s after th�pa�men�is applied ta the fu11 payment of one�r more <br /> Peri�dic Payments, such ex��ss ma�be applied to any�at�charges due. Va�untary prepayments s�a���be <br /> app�ied first to any prepa�men�charges and then as d�scr�b�d in th�N�te. <br /> NEBRASKA-Single Family-Fannie MaelFr�d�ie Mac UNIF4RM tNSTRUMENT Farm 3Q�8 11�1 <br /> VMP� VMPfitN�f�130�) <br /> Wplters Kfuwer Financial Ser�ices {'age 4 of 17 <br />