��14�4�5�
<br /> ���� �� �`�U�`c
<br /> L��r� l�l�: ��������� ����1�[C1���#� P�g� �
<br /> Yr��t�
<br /> M�irtt�ri�n�� �f lr��r�r$r���. �rr�st�r �h�l1 p���ur� �r,d m�int�i� p�[��ies af fir� in��ran�� �nrith st�r+d�r� ��t����d
<br /> ��v�r��� �n�Qr��rr��nt� �r� � r�pl���m��t �a�is f�r th� ��ll ir���r�k�f���I�� ��v�rar�� �II Im�t�v�m�n�� �n th� F€��1
<br /> Pr���rty �n ar� �ma�r�t suffi�i�nt t� a�r�id �p�li���i�� �f �r�y ��in��r�n�e �lau��, an� with a �t�n�ard rn�rt�ag��
<br /> �E���� in��v�r�f L�n�f�r,�����h�r v+�r i�E����h��kh�r h���r�l �n� li�}�i[ity in�u r�r����� L�n��r m�y re�sv n�}�]y r���i r�.
<br /> P��l���� �F1��I �� Vtilf'l��il ]f] ��rm r ama�r�t�r ��v�r�g�� an� �a�is r�a��n��iy ����pta�I� tc� ��n��� �n� issu�d �y a
<br /> ��m�an� �r c�rr�p�r�i�� r����r���l� ������abC� �� �,�n��r, 7r�st�r, �p�n r������ ��r L�n�[�r, v�rill �[�Gv�r t� L�n���
<br /> �r�m tirr��t��Ern�th� p�li�i�� �r ��rti�ricat�� �f ir��ur�n�� ir� ��rm �a����a�ta�y t� L�nd��, En��u�ir,g �tip�l�ti�n��h�t
<br /> ��v�rag�� v�i�l r��t b� ��n���C��! �r �limi�i���� witFr��t �t f��st t�n ��1�} r��ys prior writ��n nQt��� �� ��nd�r, ����
<br /> ir��ur�n�e �o�i�y �9�a s�al1 irt�lud� �n �n��r��rn�nt �r�vidin� t��� ��v�rag� in f�v�r �f L�nd�r irvi�l n�t �� �mp�ir��
<br /> in ����r�ra� �y any a��r �mE�si�n �r �f�f��l��f Trus����r�ny��E��r p�rS�n. �hQ�r[� #h� R��l �r���r�y�e 1������ �n
<br /> �n �r�� ���i�n�t�� �y tl�� Adrnini�trat�r��th� F���r�l Em�r��n�y I�lJ�na���ent A��n�y as a ����i�l #I�a� h���rd
<br /> ar�a, �rr��t�r agr��� tQ �bt�an �n� m��r�t�in F��[�r�l F[�o� Ir���r����r if �v��l��l�, f�� �h� �n�xim�rn �m��n� ��
<br /> ��rr�w��-'� �r�d�t fin� an� tFr� �ulf �rnp�id prin�i�a! b�lan�� �f any prr�r li�n� �n �h� pr��ert�r���uring th� l��nr �p
<br /> ��th� m��i�+�rn ��C��y limits ��� �nr��r�h� N�ti�n�[ FC��� lri�ur�n�� �r��r�m, �r �� ��kh�r�rtiri�� r���ir�� �y L�n��rr
<br /> �r�d t� m�intaEr+���h ir��ur������r�h�t�rr����h�l�an.
<br /> A��l���ti�r� �f Pr������, Trr����r�h�Cl pr�m�#1y n��i�r ��n��r Qf�n�IQss Qr��rr���� �Q t�� �rQ��r#�� Ler���r m�y
<br /> m�6�� �ra�� ��r I��s if Trustor fai I� �a �i� s� v�rit[�ir� �rEft�en {'[�� d�y� �� the �as ual�y. 1�1he�h�r �r ��t L�nd�r's
<br /> s��uri�r i� i r��ai r�d, ��r���r m�yr �� L�n�C�r's �I��ti�r�F r���iv� �r,� r��airi �hr� �r����ds �f����r��ur�ri�e �r�� �p���
<br /> th� p r����ds t� t�� r�d�t��i�n �f fi�� I nd����dr��s�, �aym�nt �fi �ny I i�� �ff���i�� tF�� Pr���rt�, �r �h� r��#�r�ti�n
<br /> an� r���ir���h� �r�perty. If L�r���� �l��ts t� ���1y tf�� pr�c����t� r��t�r��i�r� �r�� r�p�ir� Tru�t�r sF��ll r���ir�r
<br /> r�pf��� th� ��m���d �r ��str�y�al ]rnpr��r�m�n� ir� a �ann�r ��ti�f����ry �� L�nal�r. L�n��r ��all, ���n
<br /> ���i�f��t�ry }�r��f �f su�l� ��cp�r�d9tur�1 p�y �r r�i��urs� ���st�r �r�m t[�� p�����ds �ar �h� r��s��ab[� ���� �f
<br /> r�pair �r r�st�r��E�� if Trr�s#Qr i$ n�� in ���auC� vnd�r t�i� ���d ��F �ru�t. Ar�y �r�����1� wf�icE� E��v� r,�t ���r+
<br /> �fisl�ur��d v�ri�F�in '��� d�ys �ft�r th�ir r���ipt �n� �nrF�i�h L�n�ier ha� r��t ��mrni�t�d t� ti�� r�pair �r r�st�rativ� �f
<br /> th� Pra p�r�y�E��11 ]�� �s�tf f�r�t�� ��y�ri� a����r�t�wi r��t� L����r un��r thi� D��� �f Tru�t, th�r� t� p�� a��ru��
<br /> int�r��tr an� �he r�maind�rr if �ny, �f��l� �� �p}�li�c� t� th� �rin�i��l ��l�n�� ��th� in��bt��r���$. I� L�n��r h�f��
<br /> �r�� prQ����� ��t�r ��yrr,�r�� ir� fulE �� tf�� �r�d�l�tedr��s�, �u�l� �r�����s shalf b� �ai� t� Tr�star �� Tru���r'�
<br /> int�r�st� m�y a�p�a r.
<br /> L.�N�EF�'� E�C�FN�IT�F�E�. [f Tru�t�r f�il� �A} tQ l���p #h� �r���r�y �r�� �� �E1 t����r 1i�ns{ s��urit� ir�t�r���t��
<br /> �n�umE�r�rt���� a�r�� ��F��r cl�irri�, {�} �� pr�vE�� �ny r��uir�d in��ran���n th� Pr�p�rtyF �r ��} t� r�ak� r����r��� �h�
<br /> Pr���r-�y �h�n L�n��r may �I� s�. Cf �ny ���iQ r� �r �r������r�g i� ��rrrm�r���� tJ��t �rtir�uld rr��t�rial ly �ff�ct ��n���'s
<br /> �n��r�st� iri �F�� �r�p�rt�r, tl��n ��n��r �� Tru�t��'� k��h�l� rnayr iaut i� n�� r���ir�� t�� t��� �n�r ���i�n t�r�� L�nd�r
<br /> b��i��r��t� �� �ppr�praa��t� prQ���t L�nd�r'� i������t�. Ail ����r�s�� in�t�rr�d �r p�id b� ��r���r�F�r su�F� �ur�a����rvill
<br /> th�ri ���r i r,t�r��t �t t[�� r�t� �h����� �nd�r�h� �r�dit A�r��rn�r�t fr�m t�i����� i n��rr�d �r��i�1 i�y L�rid�r t�t[�� �I�t�
<br /> af r�p�ym�r�� ��r 7ru����� �II s�r�F� ����ns�� vtiri[1 f����me a p��t of�h� [n��bt��ness �n�, �t �en€i�r's ���i�nr �nr�[I �A}
<br /> �� ����b[� �r� ��m�r,di {�� �� ad��� �� th� �al�r��� �'� �h� �r�r�i� A�r��m�nt �r�d �� ����rt��r��c[ �rrr�r�� a�d b�
<br /> p�y��l�v+�itF� any in�tal I m�r��p��m�nt��� ��carr��c[u� �urir�� �itl��r {'[} t����rm ��a�y��p]i��bl�in��r�r��� p�[i��; �r
<br /> ��} �F�� r�rr���r�in��erm �f th� �r�d�t A�r��m�nt; �� {�} ��#r�at�� ��� b��l��r� ��yr��r��wl�ich will ���u��n� ���r��l�
<br /> at�h� �r�dit A�r��m�nt'�m�t�ri�r. TI�� ����1�f Tru�t�I��v�ri[�s���r�p��m�n��f t��s��rr��unts. Tl�� ri�h�� �ar�vi���
<br /> f�r��thi� �����raph��al I b� in ��d��i�n t��r�y�th�r ri�hts�r�ny t�m��i�s��wl�icl� L�r��1��r rr���b��r��itl�d �� a���un�
<br /> �� �ny ���a�[�. A�y �uch acti�r� E�r� L��,d��r s[��[1 n�t b� ��r�str��d a� �urin� t[�� ��#��I� �� �s tQ ��r ��nd�r fr�m �ny
<br /> r�m���th�t it�th�r�ri���r�u�� h�v��a�.
<br /> V�ARRANT�i DE���I�E�F T1TLE. TI����Il��nrin� �r�vi�i�n� r�f�ti��t��v�r��rship��#h� PrQ��rty�r�� p�rt��F�hi� ����i
<br /> �f Tru��t:
<br /> ��tl�. Tru�t�r �nrarrant� th�t: ��� Tr�s��r h���� g��tf �ri�! rr��rk��t��l� tit[� �f ����rd t� th� �r���r� in �F�� �im�[��
<br /> fr�� �n� �I��r �� �][ li�n� �n� �r�cum�aran��� �tF��r�l�an th�s� ��� #�rt� ir� ��� F���l P�ap�rty d���ripti�r� �r ir� �ny
<br /> titl� in�uran�� ��ii�yr titl� r���r�F Qr �irt�l tit�� ��i r�i�n i�su�d irt fav�r �f, �n� ����pt��l f�y, L�n��r in cv nn���i�n
<br /> �ri�i��his a��t� �f Trustr �nd �Y�� Trust�r h�s-tF��ful[rig[�tr ���r�r, ar�d��th�rity t� ����ut��n���[iv�r t[�is a��� ��
<br /> Tru�t t� �en��r.
<br /> ��f�n�� af Ti�l�. �u�j��t t� th� �����ti�n in �h� para�raph �b�v�� Tr�s��r w����r��s �r�d wi[I �r�r�v�r ��fen� th�
<br /> tit[� t�tl�� �r�p�r#� ���ins�t�� f�wf�l �laims ���11 ��r��r�s. [r, t�� ��rent �ny a�xi�n �r �r����din� i� c�mm�rr���
<br /> �h�t���s�i��s Tru���r's�itl��r the �nt�r��t�#Tr��t���r �,�n��r un�i�r�l�i� ���d �f Tru�t, Tru�t�r�h�I� d�f�nd th�
<br /> a�ti�n �t Tru���r's ��p�r���. �'rr�s#�r rr��� i���th� n�min�� party i�su�h pr����din�, �a��L�n��r�h�ll �� �r�ti���d t�
<br /> p�r��ci��t� ir� #1�� pr��e�din� an� �t� [�� r�p����nt�� in #h� �r����di�� �y ��ur�s�[ �f ��n��r'� �v�rn ���i��, �r+�i
<br /> Trust�r�vill d��iv�r, �r���s�t� �� d��iv�r�dl t� L�n��r�u�F� ir�strum�nts �� L�n�[�r m�y r��u��t fr�rr� �irr7�t�tirrr�
<br /> �� p�rm�t s��l� ��rti�ip�ti�n.
<br /> ��rn�li�n�� 1J�it� Laws. Tr���Qr �r+�rarr�n#s tl��t �F�� P�o��rty �r�d Tru�to�'s ��� �� #h� Pr�p�r�y ��m�li�s �r�ri�F� �I]
<br /> ��i�tin��pplE��l�1� I��rtir���rdi�an���f �nd r��ulati�ns��gov�rnrrt�r�t�l �utl��ri�i�s.
<br /> �u�Xrri��] �f �romi���� A!l pr�m����� agr��rt��r�#�� �r��f �t�t�rn��ts Tr��t�r �a� rr���i� i n �hi� �eed �f Tru�t sl�a li
<br /> s�r�riv� tFr� ��e�uti�� �r�� �!eliv�ry�f tF�i� ���� ��Tru��r ��"1��� �$ G�rl�[�llE�4� i r� r��tur� �r�� �h�I! r�m�ti� in�F�I] f�r��
<br /> a�d �ff��t�ntil �r��h�i m��� g�rr�w�r'� I nd����dr�e�s is ��i� ir���[I.
<br /> ���[�EMNA�I�N. Th���l[��nring �r�rrisi�ns r�[�tir��t� �����mn����n �r�����lings are a part o�F this a��d �f�rust:
<br /> ����eedin��. �� �r�y �r����d irr� in ��nd�m n��i�� �� fi[�d, �rust�r s�t�ll ���m ptly r��tify L�nc��r a n writi n�, an�l
<br /> Tru�t�r sh�l[ �r�m�t�y���� �ucC� �t��s �� rr��y b� n���s�ary x� ����n� �h� a�tiar� �nd ��t�ir� �F�� ��rvard. Tru�t�r
<br /> m�y be the n�m ir��l ��rty i r����h �r�����ir��, E�ut ��nder�hail f���r�titl��t� �ar�i�i�a�e irt th�pr����ding a nd ta be
<br /> re�����nt��] in t�+� pr����din� by ��uns�[ �f �t� �vtirr� �h�i��r �r��l T"rus��r wili d�liv�r �r ��u�e t� �e d�9iver�d t�
<br /> L�nd�r su��, i�str�rrr��tt� �r�d d�����n���i�n a� ma�r k�� r�+�u��t�� E��r L�nd�r ���rn tirn� �� �im� �a perrrait su�}�
<br /> ��rtr�ip�t��n.
<br /> A}��fi��.�i�n �f Ne��ro�ee�l�. lf�[I o r any�a��fi t�� Pr���r-�y i� �and�r�r���I �y�mir�er����rr��i n p r����c�i��� �r}��
<br /> �ny�r�c���irt� �r�ur��n��� in li�u af��nd�mn�ti�r�r ��t1�l�r m3y a�[t��l���i�n r��uir��hat aCl �r�ny��r�i�r� ��tF��
<br /> n�t �r�����is o�F t1�� �w�rd �� �ppEi�� t� th� �n������r���� a�- the r���ir �r restar�tia� �� t�� Pr���rky. Th� r��t
<br /> �r����d� �f th� ��rv������El �near�th� ���r�] ��t�r p�ym�n��f�!I r����n�E�l� cast�r ��p����s, �r�� att�rn�y�' f���
<br /> ir��urre� by Trust���r��r���r in c�nn���«n�nri#h th� cand�r�tr�ati�r�.
<br /> INI���ITE�N �F TA�E�r FEE� A�1[�7 �!-IAl���� �Y ��1f�RNM��11T�� A�1�H�RlT1ES. The fa�1�3r+tir�� �r�vi�i�n� r�l�tirt�
<br /> ����v�rnm�n�a]���sr f����n��h,�r���ar�� p�r�af thi� ��ed �f Trust:
<br /> �Urren�T��s, F��.� and �h�r���. U pa n r��u�s� ��r L�r�d�r� Tru�t�r �h�[� ������� �uch d��u�r,�r��s ir� �d�itio r� ��
<br /> th�� ���� ��r Tru�t an�t�k� �rr�h���v�r �th�r��t[�n a� r�q���t�� �y L�r��l�r t� �O�rF��t 3nC1 ���ti��[� L�n�f�r`� [i�n �n
<br /> t[�� F��a�[ �'r���rt�r. Tr�s��r s��I� r�im au rs� L�r��er f�r all ta���f �� �i�$�ril��d b��ow f t����l��r v+rith �f I ��cp�ns��
<br /> [r���rr�� �n f��ar�iir,gr perf��tin� or ���tir���n� �his ���d �f Trust, ir��lu�ir,g v�ri�E���at Eirr�it��i�n �[� ����s� ����r
<br /> ���urr7�r���ry���rrrp�f and other�h�rg�s f�r r���rc�ir�������i���ring thi� ���d of Tr�ast.
<br /> T���s. YC�e �Fa[la�rvir�� s�i�f I ��nstitr�t� t���� �� wh�cF� �his s��ti�r, �p�1 i��: ��i� a �����#i� ��x ���� �hi� type a�
<br /> a��� �f�rr���C �r �p�n �El �r any ���t �f��t� �r,d��tedn�s� s����-�� ��r�hi� �e�d �f Trus�; {�} � s���i�i� �a� ar�
<br /> B�rrav�rer �v hi�l� ��rr��r+f�r [� ��ath�ri��� �r r��uir�d to ���1 u�t �r�r� ��ym�r�t� �n th� I n��b#�r����� s��ur�d by�hi�
<br />
|