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� � ��14�4�71 i � � ,. � � . s 1 ► � i . � f 1. Barrower agrees that certain amQunts �wed will not be capitalized, wai�ed, ar addressed as part of this Agreemen�, and wil� remain owed until paid. These amounts owed ar� referenced in the Co�er Letter to this Agreement,which is incarporated herein,and are to be paid with the return of this�xecuted Agre�men�. If th�se amounts owed are nat paid with�he return of th�s executed Agreemen�,then Lender may deem this Agreement void. 2. As nf, APRIL 1, ��14 the aun�unt payable under the No�e and the Security Instrument �the "Unpaid Principal Ba�ance"} is U.S. $7�,aZ4.99, consisting af the amount�s� laaned to Borravver by Lender, plus capitalized interest in the amount of U.S. $U.44 and other amounts cap.italized, which is limited to escr�ws and any l�gal fees and related fnreclosure casts that may have been accrued far work camp�eted. This []npaid Principal Balance has been reduced by the contemporaneous HUD Partial Claim amount of $514.�5. This agreement is conditioned �n the proper execution and recording af this HU�l Partial Claim. 3. Borrower pramis�s to pay the Unpaid Principal BalanCe, plus interest, to the order of Lender Interest vvill be charged on the LJnpaid Princ�pal Balance at �he yearly rate of 4.��SD%, from APRIL 1, 24.�.4. The Borrower promises ta ma.ke monthly payments of prin�ipal and interest af U.S. $360.03, beginning on the 1 ST day af MAY,�U 14,and continuing thereafter an the same day of each succeeding month until principa� and interest are paid in full. I.f on APIt�L 1,��44 4the"Matu.rity Date"),the Borrower stiil awes amaunts und�r �he Nvte and the 5ecurity Yns�rument, as amended b}� th�s Agreernent, Borrower v�ill pay these amounts in full on�he Ma�urity Date. 4. If all or any part af the Property or any interes�in it is snld or transferred �or if a benef cial interest in the Borrower is sold or transferred and the Bvrrower is nat a na#ural person}without the Lender's priar written cons�nt,�h�L�nder may require imrnediate pay�nent in ful�of a11 sums secured by this S�curity Instrument. If the Lender exerci�es this option, the Lender shall g��e the Borrower natice of acceleration. The notice shall provide a perivd of not less than 3U days from the dat�th�rintice is deli��red or mailed within which the Barrower must pay all sums secured by ti�is Se�urity Instrument.If the Bvrrower fails to pay these sums prior to the ea�piration af this period, the Lender may in�oke any remedies permitted by �his Security Instrument without fur�her notice or demand on the Bo�-rovver. 5. The Borrower agrees to mak�and execute such vther docurnents nr papers as may be necessary or required ' to effe�tuate the terms and canditians of this Agreement. 5. The Barrower also vvill comply �vith all other covenants, agreements, and reQuirements of the Security Instrurr�ent,including without lim�tation,the Borrovver's covenants and agreements to make a1i payments of taxes,insurance premiums,as5essments,escrow items,impvunds,and a�1 other payments that the Borrower is ob�igated�o make under�h�Security It�strument;howe�er,the fa�lo�ving term.s and pro�isians are fore�er cancelled,null and void,as of the date specified in Pa.ragraph N�. I abo�e: �a} ail terms and pro�isions of the No�e and Se�urity Instrument(if any}pra�iding for, impl�menting,or rela�ing to,any change or adj ustment in the rate af interes�payahle und�r the Not�;and (b} at� te�rms and prv�isions of any adjustable rate rider.,or other.�nstrument or dvcument that is aff xed tv, whally ar pa.rtially incorporated into, ar is part of, the Note or 5ecuri� Instrum�nt and that cantains any such terms and pravisions as�hos�referred to in�a}abo�e. �Vells Farga Custam HUD-HAMP Laan Madificativn Agreement 7�g I�� I��I�� 4306Z�I4 2S8 First American Martgage Ser�ices p�e�