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<br /> THIS tNSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings& Loan Association of Home Federa(Savings& Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND, NE 68801 GRAND ISLAND, NE 68801
<br /> (Space Above This Line For Recording Data) �
<br /> LOAN ORIGINATOR NAME: Chris Kaskie
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> NMLS ORIGINATOR IDENTIFIER: 494668
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on May 30, 2014. The grantors are TIMOTHY R
<br /> WETOVICK and KERRI J WETOVICK, HUSBAND AND WIFE, whose address is 1407 MARSHALL ST,
<br /> Wood River,Nebraska 68883-0389 ("Borrower"). Borrower is not necessarily the same as the Person or Persons
<br /> who sign the Home Equity Line of Credit Agreement, dated May 30, 2014 ("Contract"). The obligations of
<br /> Borrowers who did not sign the Contract are explained further in the section titled Successors and Assigns
<br /> Bound;Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack,Attorney whose
<br /> address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal
<br /> Savings & Loan Association of Grand Island, which is organized and existing under the laws of the United
<br /> States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender").
<br /> TIMOTHY R WETOVICK and KERRI J WETOVICK have entered into a Contract with Lender as of May
<br /> 30,2014, under the tenns of which Borrower may,from time to time,obtain advances not to exceed, at any time, a
<br /> x**MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)''`x''` of Twenty
<br /> Thousand and 00/l00 Dollars (U.S. $20,000.00) ("Credit Limit"). Any party interested in the details related to
<br /> Lender's continuin� obligation to make advances to Borrower is advised to consult directly with Lender. If not
<br /> paid earlier, the sums owing under Borrower's Contract with Lender will be due on June 15, 2019. This Security
<br /> Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, including future
<br /> advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all other sums, with
<br /> interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br /> Protection of Lender's Rights in the Property;and(c)the performance of Borrower's covenants and agreements
<br /> under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the
<br /> trust herein created, irrevocably grants and conveys to Trustee, in trust,with power of sale,the following described
<br /> property located in the COUNTY of HALL, State of Nebraska:
<br /> Address: 1407 MARSHALL ST,Wood River,Nebraska 68883-0389
<br /> Le�al Description: THE NORTHERLY TWENTY FEET (20') OF LOT TWO (2) AND ALL OF
<br /> LOT THREE (3), BLOCK ONE (1), WEST NORTH LAWN SECOND ADDITION TO WOOD
<br /> RIVER,HALL COUNTY, NEBRASKA
<br /> TOGETHER WITH all the improvements now ar hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the properiy. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Properiy against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and a�ree as follows:
<br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> �2004-20i;Compliance Systems,Ina 9F96-5?EO-2013L2.OJ2I
<br /> Consumer Real Estate-Securiry Instrument DL20i6 Page I of 5 www.compliancesystems.com
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