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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />(Seal) <br />MORRI SON - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />MULTISTATE PUD RIDER- - Single Family <br />MODIFIED FOR DEPARTMENT OF VETERANS AFFAIRS <br />(REV. 1/01) Page 3 of 3 <br />(Seal) <br />PAUL MORRI SON - Borrower <br />201404033 <br />DocMagle <br />www.docmagic.com <br />BANK 024504963 <br />RWRICAER 1405207005 <br />