��14�39�5
<br /> �EE� �F TF��J�T
<br /> L��r� 11��: ��������� ���i��ir����f� P��� �
<br /> Evi�len�� of�aymen�. Tr����r sh�][ u��� d�m�n�] f�rnEsh �� ��n��r satis�����ry�vi�[�n�� ��r���rm�nt�f th�t����
<br /> �r a�s�s���nt� �nd sh�l l �uth�ri�� ti�� ap�r���i�t� ��v�rnm��tal �f�i�i�[t� ���i��r t� L�n��r�t�ny�i�n� � v�rritt��
<br /> �t�t�rrr�r,t��r tl�������ar,���s�s�rr��r�t����ir,�t tl�� �r���r�r.
<br /> N�ti�� �f�t�n�tru�ti�n. Tru�t�r �h�El n�ti� ��n��r �t l�a�t fi���n ��5} ���� ��far� ar�y w�rl� i� ��mrr��n���l, an�
<br /> s�i-�ri��� �r� ��rnish�d, Qr�ny m�t�ri�ls �r� �up�li��I t� t�� f�r���r�rF i�an�r m��h�r�i�`� lier�r ma��rialm�nr� li�n, �r
<br /> �tl��r I i�n �a�I� �e �s��rt�� an ����u�� ���h� wark� s�nri c�sl a� m at�ri�E�. Tru��ar �vi�[ up�n r��u��� �� Len�er
<br /> fu rni�h �� L�n�[�r ��v��,�� ��su r�r�c�s s�tis������ �� L�n��r �h�� Tr�astv r ��r� �n�{ wi Il p��r th� ���t �� ���h
<br /> im�r�v�r��r�t�.
<br /> �F���E1�� �AMA�E 1�1�[J F�A�1l�E� �h���f I��rir�� �r�vi�i�n� r�l��in��� in��rin���r� �r���rty�r� � p�r���this D���] ��
<br /> Tru�t.
<br /> lU��int�na��� Qf �nsu��n��. �"r���or �h�Cl �r���r� ��r� m�int�i� ��[i�i�s �f fr� �ns�ran�� v�ith �t�r�d�rd e�t�n��d
<br /> ��v�ra�� �n�ar���n�nt� a� � r�p�a��rr��nt ���i� f�r tl�� �ul[ i r,�ur��f� v�l u� ��v�rir,� �II I m�r�v��m�r��s �r� tY�� R��1
<br /> �r���r�y in �n �m�r�n� �uffi���nt �k� ���i+� �p�[i���iQn ��r �ny �Qins�r�n�� ����s�� �n�[ vtirith � �#�n�[���[ ��rt�����
<br /> �laus� ir�f��r�r�f L�n���,t�g�th�r w�th�u�f� ath�r I���ar� and li�}��I�ty in�ur�r,���� L�r�d�r�m�y r�a�ar��k�ly r�qt�ir�.
<br /> l��C��i�� �h�l! �� vvr�tt�n in ��rmr �m��n#�r �Qv�ra��� an� �asi� r�as�n��ly �����#abl� �� L��r��r an� i�su�d f�y �
<br /> ��rrti��r�y �r ��rrti��n i�� r����nably a���pt��1� t� L�nder. Tr�st�r f u��r� r��u��t �f L�r�ci�r, wil I d�liv�r t� L�rid�r
<br /> frQm tim� ���i m��he po]iGi�� �r cer-t��i Gate,� of ir�sur�n�e ir� form sa�is��G��ry�� L�r���r, in�l�c�ir�� ��ip�l��i�n��h�t
<br /> ��v�r���� v�El[ n�� �� �an��ll�� �r�irni�i�h�� v�i�h�ut �� ]���t t�n ���} �ay� �ri�r �nrritt�r� r��ti�e �� L�nd�r. Ea�h
<br /> ir�sur�r��� ��[i���[�� �h�[� ir��[�td� �r� �r�d�r��r��r,t �r�vidin� tFt$t ���r�r��� �r, farr�r �f L�r�ti�r�rtirill r��t i�� irri��ir�d
<br /> ir� any�ay by any ��tr �mi��i�n �r���ra�[��f Tr����r�r any�t��r p�r��n, Sh��al� �h� R��1 �r�p�rty �� I���t��1 in
<br /> �r� �r�� �f��i���t��{ l�y the A�mir,istrat�r �f tl�e F���r�f Em�r��n�y ������r�ent A��r��y�s � �p��ia� �E��d h���rd
<br /> ar��f Tr��t�r a�r��� t� ��t�in �r+� rn�i n-��in ��d�r�1 FI��� [n��r�n��r if ���il��l�r f�r �h� rr���Em um arn��r�t ��
<br /> Trus��r's �r��iit lir�� a�r�d tl�� �rt�ll ur��a�i�f prir��i�al ��I�r��� �f�r�y p�ri�r li�n� �r�tl�e �r��o�rty s���rir,�tF�� E��r�� up t�
<br /> the m��i m um ��li�y IEm it���#un�t�r th� iV��i�r�ai F#Q��f [n��r�n�� �r��r�mr �r���t��rw��� r���ir�� ��L�n��rr �r��
<br /> t� rr��ir���i r�s ucl� i r��urar,��#�r th�t�r�, af th� ���n.
<br /> Ap�[i��tE�� �f Pro����l�. Tru�t�r shal[ pr�m�t[y n�tify L�n��r���r�y 1�ss �r�iam ag�t� th� Pr���r�y, L�n�i�r ���r
<br /> m�k� p r��f �f fa�� if Trust�r #�i I� t� �� s� v�ithin fi��en �'1�} d�y� �f tf�� ��sualty. �!�ll���h�r �r n�� L�r�d�f's
<br /> ����rity is im�air��, �en�1�r may, �t L�n��r#� �[��ti�n� r���iv� �r�� r���i��h� prv���d� ���ny ir��ur�n�� �n�f ���C�r
<br /> �h� �r�����I� �� th� r��u�tior� �f th� Ind����dn�s�, p�ym�nt �f �r�y li�n aff��tin� th� Pr���r�rr ��th� r����rati��r
<br /> �r�d r�p��r �-f t�t� Pr���rty. I� ��n�l�r �I��ts t� ��p��r�h� �r�c��ds �� r��-t�r�ti�r� �r�d r���ir� Tru���r s��il r���ir�r
<br /> r��la�� �h� d�rn�g�� �r d���ro��d [m pr�v�m�r,t� ir� � m ann�r �ati�#a���ry t� L�r�d�r� L�r���r �h�][r �p�r�
<br /> satis�a�t�ry �r��f ��r sr��h ��cp�n����r�F ��y �r r�im k��,r�� '�r��t�r fr�m �Y�� �r�����is f�r tl�� re���r,a�l� ��st ��
<br /> ����i r �r r����r�ti�r� ifr Tru�t�r E� n�t in d�f�ult �nd�r th is a��� �� Trust. Any �r�����s v�rhi�h h�v� rt�t b���
<br /> �isb�r��d withi n 1�� �i�y� �ft�r th�ir r���i�� �r�t{ vrr�i�I� L����r ��s n�t ��rr�mitt�� �� th� r���i r �r r�st�r�ti�n ��
<br /> t�� �r��er��h�l[ �� u��d fir�t t� �a� �ny am��rnt��vin� t� L�n��r �n��r#hi� ���� Qf Yr�rs�, �h�rr �Q ��y���ru�d
<br /> �nt�r��t, �nd th� r�m�ind�r, if �r�y� �1��1[ �� ���[i�� �o t�� �rir��ip�l bafan�� ��t�� �nd����dr����. If L�r��l�r h�lds
<br /> �ny pr�����s �ft�r �ayrr��nt in fu�f �� �h� Ir�d�i�t�dr���s, ���1� �r�����s �I��i] �� }����i ta Tr�st�r a� Tru�t�r'�
<br /> in��r��s r��y��p��r.
<br /> ��rr���i�n�� �rrith Existir�g [n��b#��n���, a�ri ng�h� p�ri�� in w hi�h any Exis�ir�� I nc��bt��n��� ��s���b��t ��I��r is
<br /> i n �ff��t f ��m�Ga��� v�i�h th� ins�r�n�� �r�visi�r�� ��r�tair��d ir� �f�� i�str�rn�r�t �vi��n�in� �u�� E�i��i n�
<br /> ln�t��t��lr���� �E��I1 ��rrstit�t� ��rn�fi�n�� v�ritF� tF�� �n��ar�r��� �r�vi�i�ns �n��r thi� ���� a� T��s�{ �� �1�� ��t�r��
<br /> �o m�li���� v�ith tl�� t�rm� Qf this ��ed �f Tru�t v+r�ul� ��n�t�tut� � dupli�a�i�n of �n��ran�� r�q�i r�r��r��, If any
<br /> �r�����s fr�m ��t� in�ur�r��� fa���rr�� ��ya�[� �n f���r ��� �rovi�i�n� ir��k�i� ���r� o�r Tr�st f�r di�ri�i�n �f�r����ds
<br /> �h��l ��pl�r�nl�r���}�����rki�r��f tl�� p r����d� n�����ra�I��o t��F��[d�r�fi t�� E�i�tin� I r���b���r����.
<br /> LEN�FF�'� ���EN�[TU R��. 1� �r��t�� �f�il� (A) t� k��p th� �r���r�,r fr�� �f �1[ t���sr [i�r,�r ����rity i r,��re�tsr
<br /> �n��m�ran���r an� �th�r �laimsr ��} t� �r��i�e �r�� r��ui��� insur�n�� �n tF�� �r���r�r. {�) t� m��e r���ir� �� tl��
<br /> �r�p�tty ���� ��rr,ply v�rith �ny ��Ii�ati�n �� maint�in ��i��in� In�f�l�#��ir��s� ir� ga�d �t�n�ir�g �� r�q�ir�� [ae[��nr, tl��n
<br /> L�nd�r rn��r �� ��. If �r�y ��tEQ� Qr �r�c���ir�g is ��mrr��rt��d th�t v�r�uld m�t�ri��ly �ff��t L�n��r's int�r�st� ir� tl��
<br /> �r�p�rtyr �h�n L�r�d�r �r, Trust��r� b�}�al� m�yr ��t is n�t r��rai��� ��, t�Ec� �r��r ���E�r� th�t L�r�d�r ��li�v�� t� la�
<br /> �pp r�pri��� �� pr�t�ct L�nr���'� int���sts. A1[ �����s�� ir��urr�d �r p�id k�� L�n��r f�r s��h pu rpQs�s will tF��r� b�ar
<br /> ir�����s� �t ��h� r�t� ch�r��� ur,d�r th� �r�c�it ��r��rn��t frQrn th� d�t� ir��urr�d �r �ai�i f�y L�n��r �� t�� c�a�� ��
<br /> r�p�yrnent by Tru�t�r. A[1 s�a�h ����r�s�� �rril! ����m� � p�rt��th� In��bt��ln��� an�lf Rt{ ��I���C1� ���iar�, will {�} b�
<br /> p�y�f�[� �ri d�mar�di {�� �� ����� t� th� la�lan�� Q��h� �r��]`rt��r���n�r�t �nd �� �����ti�n�d arr��n� �n�l ]�� p����l�
<br /> v�ith �r�y in�ta�lm�nt p��m�n�#S�� ����rr�� d���u�in��ith�r �'1) �h�t�rm �f�r�y�ppli���l� ir��ur�r��� ���i��� �r {�� �he
<br /> r�r��i�in� t�rrr� ��t�� �r�di�A�r��rr��ntr �r ��} b� �f�����i �� � ��[]��n �ayr�n�nt vvf�i�h�vi�l �a� �f�� �n� p����l� a��h�
<br /> ���dit A�r��r��nt's m���ri�y. �h� �e�d �f Trust afs�vvi�l s��ur�p��r�n�r�t�f�h��� �rr���,r��s. TF�� rrghts �ravid�d#�r in
<br /> �his ��r�gra��� sl��l[ b� i n ad�iti�n t� �ny ��t��r ri�h�s c�r �r�y r�rrt��i��s t� �vh��h �����r m�� b� ��#itl�� �n ���Q�,n��f
<br /> �n�r d�fa�al�. A�y s��C� ��t��r� f�y L�r���r �hal[ n�t �� ��n�tr�a��t a� �urir�� �h� �I���ult �� �s �to �ar Len��r �r�rr� �ny
<br /> r�m��Cy�E���it�#h�rv�ris�v��uld h�v��ad.
<br /> V�ARF�AN��� �EFENS��F T1Ti L�. The f�lE�w��tg �r�vi�i�n� r�l�ti�t�t��wn�rship�f the ]�r����ty�r�� ��rt�f thi� ���d
<br /> �f Trust: .
<br /> Ti-��. Tr�r�tar �rvarr�r�t� �h��= �a� Trus��r l�ai�s ���� �r�d m�fk�taf�l� �it[� �f r���rd �o th� �r���rt� ir� f�� sim�I��
<br /> fr�� an� �I��r �f �!I I i�t�s �r�d �n�um������� ��her t�an th�s� s�t f��'tf� i r� th� F���[ P����r�r ����ri p�i�n �t ir� tC��
<br /> ��I�ti1�� 1�ld�L�t�C��1������tE�R E����1N dC [�1 �1'�1��]�I� 1Cl�llC��t�� ��I���, �it�� r�p�rt, Qr�ir�al titl� a�ir,i�n i��u�d irt�a�r�r
<br /> af, �nd a����t��] I��, L�r�d�r in ��n����i�n �r itE� �E�rs ���� �f Tru�tr �r�d �l�} Trra�t�r h��th� �r�[I ri�ht{ pav�err �r�d
<br /> au��arEt�,�����c���t��n�d�Ci�er�h�s D��d �f Tru��t� �����r.
<br /> ��f�n�� nf Ti��e. �u}����t t� #h� �����tian in t�� p�r��rapf� �bover Trust�r ��rrar+ts �r�d v�ri[� �o��v�r �f�f�n�i �he
<br /> �itl� ��t�i� Pr���rty���in���E�� lawful cC�irr�� a��1[ ��rs��t�. En tl�� �v�rt��n�r ��ti�n �r pr����ciir�� i� ��r�m����d
<br /> �hat�uest�o�ts Tru���r'��itl��r�h� int�r����f Tru�tee a r L�r�d�r ur��l�r thi� ���� �f�rr���, Tru���r���Il d��end �i��
<br /> a�ti�n �t Tru���r'� ��cp�n��. �r�rst�r rr��� �� th� n�mir�a�! p��y in �ucC� pr€��e�dir��, �ut ��r���r �haE! �� �ntit��� ��
<br /> par��cip�t� ir� #I�� pr�����i�� an� �� �� r��resent�d �r� tl�� �r�����i�� �y ���n��l �f �er�dery� awr� �ha���, �r�d
<br /> Tr�a�t�r �i�l ��liv�r, or��u���� �� d�liv�r�dr t� L�n��r���h in�trum�nts �� L����r rn�y r��u�st'�r�m ti�����ime
<br /> �o perm��t su�l� ��r�i�i�a�i�n. .
<br /> ��rr��lE�n�� V�i�h L�w�. �ru��a r �rarr�r�t� th�t th� I�r�p�rty �n�! Trustor'� u�� �� �I�� �r�p��ty �arnp]i�� �i�F� �1�
<br /> ��i�tin� ap�[���f�[� l��sr ar�inan���, �n�i r�gula���ns ofi g�v��r�rr��t�t�[�ut�i�rit[e�.
<br /> Surviv�l af �r�rt�i���. A�I ���mi���r a�r��r��r�t�, �t�� s�t�t�m�r��s ���st�r h�� rr7ad� in tf�is a��� �f Tru�t s�all
<br /> sur�[v� �E�� �x����i�n and �f�li��ry��tl�i� ���� �f Tr��#f �l�a1l be c�r��ir,uir,� ir� r�atuf� �nd �h�l] ��rr��in in full ��r��
<br /> and ����t ur��i[���h�i m� ��Tr����rts I nd����dr���s[s ��i�i in f�!].
<br /> E�CI��[C�� 1N�E�T�aI����. �h���I[�v�i�� �r�visi�����n��rnin� �istin� 1r�d�E����lr��s� �.r����rt�f thi� �����f Trust:
<br /> E�i�#iria� L��r�. Th� fien �� tl�i� I���d �f T���� ���ur�n� �h� In�l�l�t��r��s� r��y be ����r��]��y �n�] inf�r�ar t� �n
<br /> existir,� ����t. Trust�r��p��s�ly �avenar�ts �r��] ��r��s t� pay, �r����� �he payrr��nt�f, ��� E�i�tir�g Er,d��t��r��s�
<br /> ���1�� �r�v�nt any�f�f�u It�r�s u�h in��bt��ln���r a n�def�ul�ur��l�r tl��i r�s#rume�t� �vi�l�n�in� ���h i n��btedr���sr
<br /> �r�.r�y d��au[#�n�i�r�ny���u�ity d��urt��r�t�f�r�u�h �r���1����n�s�.
<br /> II[Q �I�IadifiGa�ifln. Trust�r �h�ll r��# �nt�r in�a �n� agr��rrt�r�t witf� th� F��]Ci�r �f �r��r m�r�����, d��� ❑f trus�t, �r
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