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201403885 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br /> in this Adjustable Rate Rider. <br /> , � _.......�:� . <br /> ��.. <br /> . ....._ �,.::o----- <br /> � ""� (Seal) � s�) _ � �-�1�' (Seal) <br /> Eri c R Chri stenson -Borrower Cynthi a L Chri stenson -Borrower <br /> (Seal) (Seal) <br /> -B�rrow er -Borrow er <br /> _(Seal) (Seal) <br /> -Borrow er -Borrow er <br /> — (Seal) (Seal) <br /> -Borrow er -Borrow er <br /> 24006238 <br /> M ULTISTATE ADJUST�BLE RATE I�IDER- ARM 5-2 Fannie Mae 4-2/5 2/6-2 ARM <br /> Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENI' Form 3111 1/01 <br /> VMP � 16�iP822R(0804) <br /> Wolfi�rs Kluwer Financial Services Initials• X L Page 4 of 4 <br /> (/�."/ <br />