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06/17/2014 12:47 13083843594 FIRST BROKERS PAGE 09/11 201403814 11. To execute deedsbills, notes. and similar instruments. For all or any of the purposes herein stated to enter into and sign, seal, execute, acknowledge, and deliver any contracts, deeds, or other instruments whatsoever, and to draw, accept, make, endorse, discount, or otherwise deal with any bills of exchange, checks, promissory notes, or other commercial or mercantile instruments. 12. To draw and endorse checks. To draw checks against my account in any bank, to endorse notes, checks, drafts .or bills of exchange which may require my endorsement for deposit as cash or collection in any bank, to accept all drafts or bills of exchange which may be drawn upon me in the usual course of my business. To receive, endorse, and cash, redeem or deposit United States savings bonds and any other securities, and any checks received from the United States Treasury Department made payable to me for any reason including income tax refunds, social security benefits, supplemental security income, and any other benefits. 13. To consent to carc and execute releases. To consent to any surgical operation or medical treatment for me and to have me admitted to any hospital, medical facility or nursing home. To execute any and all releases required by health care providers and health. plans under HIPPA. 14. To participate in farm programs. To enter into any arrangements or contracts with the United States Department of Agriculture or any of its committees to participate in any agricultural programs and to sign the papers in connection therewith for me in my name and to acknowledge and deliver said papers and contracts and to receive payment thereunder and to endorse any checks or drafts for said payments and deposit them on my behalf. 15. To apply for and receive benefits. To apply for and receive for me any benefits whatsoever of any federal or state government or other agency, including, but not limited to, social security, medicare, veterans or welfare benefits, medicaid, etc. 16. To buv flower bonds. To purchase United States Treasury securities known as flower bonds for me even though 1 may be comatose or incompetent. 17. To borrow and Rive security. To borrow any sum from any lender and encumber any of my real or personal property as security for loans. To execute and deliver notes and other obligations, and mortgages, security agreements, financing statement, pledges, liens, and other encumbrances. 18. Self-dealing. My attorney may deal with my said attorney and no transaction shall be void because of said self - dealing nor because my said attorney was a part owner of property with me or had interests similar to mine or bad any interest in said transaction. 19. To make gifts and jnlcment estate plan. To make gifts to reduce my estate or for charitable, religious or educational purposes. To continue any plan of gifts 1 have initiated. To follow and implement any estate planthat 1 have formed. Gifts may be made to my said attorney if my attorney is a member of my family and would otherwise be deprived of an equal share. Page 3 of 5