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��14�37�3 <br /> for�he repaix-s ar�d rest�r�.tYon�n a sing�e�ay�ent or in a se�-ies af�r�gress pa�men�s as the wark�s <br /> comp�ete�.. If��e�.x�st�.rance or conde�r�.ati���r���e�.s.s a�e�o�suf.C�cien�to re�a�.x-or re�tore�h�]Prflp�rt�, <br /> �Qx-�ro�er�s not re�ge�red�f Borrawer�s ob�iga��o��ta�-�Yie c�r�z��etra�flf such repazr�r restora���n. <br /> Lender or�ts ag�nt may ma�e reasonab�.e en�es upon an�.�nspect�o�s of the Pr�perty. If��ha,s reasonable <br /> cause, Lender may�nspect the�n�er�.or of t�ie impravemen�s on t�e Proper�r. Lend�r sha.�I g�.ve Borrower � <br /> no��c�at the t�m��f or pr�or�o such an i��.��rior inspecti�n specity�ng su�h reasanab�.e cause. <br /> 8. �rrvw�r's L�a� 1�pp��catian. Borr�wer s�ia�1 be�n default Yf, durir�g the Loan�:�p��catzor�pracess, <br /> Borro�er or any persQns or ent�t�.es ac�ing at the�irection of�orro�er or w�th Box-�o-vcrer's knawled�e or <br /> eonsen.t ga�re mat�ri�ly fa�s�, misleadir�g, or inaccurate ir�.forrnatzon ar statements to Lender tor fa.�l�d to <br /> prov�de Lender w�th m.a.terial informat�an�in connec��on-�xri.th t�e L�an_ Mater�a.�represen:tat��ns�.nclude, but <br /> are not�i�nited ta; representat�ons concerr�.�ng�o�rourer's occupan�y of the Pro�erty a�s Barrower's prin.cipal <br /> res�dence. <br /> 9. Protectio� of Le�d�r's [ntere�t i�a the Pro�aerty and Rights Ll�der th�s S��ur�ty ��s�rurr��r�t� If[a� <br /> JBarrower fai�s�o perform the covenants and agreements contauled�n�his Security I�s�n.ent, ��}there is�. <br /> �egal proceeding�.hat might sxgni�cantl.y affect Lender�s ix�terest�.n the Prope�-ty andlor r�.ghts under this <br /> Security Instrument�such a�a praceedir�g in bar�ruptcy, �rQbate; for cor�demnation�r f�rfeiture, for <br /> enforcement of a��en wh�.ch may atta�.n pri�rzty over t�s Seeurity Instru:ment or�o enfarce Iaws or <br /> regulat��ris}, or�c�Barro�uer has aba�a.doned�he Property, ther�Lender may do�d.pay for whatever is <br /> reasanab�.e or app�opria�e�o protect Lend�r's�teres�zn the Praperty axid�ights un�er th�s Secur�ty <br /> Ins�r�u�ent, �.nc�uding�ro�ecting axidlor assessing�e va�ue of t1�e Proper�, �c�securing andlor repairing <br /> �he I'r����y. L.end.er°s actzon�can ir�c�ude, but ar�n�t Ii�nit�d.�a: (a�pay�ng axiy s�xs sec�.re�.by�.�i��. <br /> tiv�c��as�z-�a��r��rex this Security Ia�strt�e�.t; ���a��a�-�ng�n cn�; axxd�c�pay�.�g r�asvnab�e atta�neys' <br /> fees to�rot�ct�ts�terest�n the Pr�p�rty andl�r r�gh�s unc�er thxs Seeu�:ty Instru.nm.ent, incl.uc�ng its secured. <br /> pas�tion in a ban�uptcy proceed�ng. Securing�i�1'raper�y�i��udes, but i.s not��mited�o; ente��ng�he <br /> Pro�erty t�mai�e repairs, change�ocks, replace or board up d�ors and wi.ndows, dra�n water from pipes, <br /> e��m�nate bu�.Iding�r a�h.er cade vio�.ati�ns or d.angerous cflnditior�.s, and have utili��es t�ied an or off <br /> Although L�x�.der may�a�e aGtio�und�r�his Se��ion 9, Lender does not have ta do so and is not under�ny <br /> duty or obl�.gation to do so. It�s agreed�hat Lexxder incurs no 1i�.bilzty for not ta�.ng any or a�.�.ac�ior�s <br /> au�hori�ed ur�der this SectiQr�9. <br /> Any amount�d�sbursed.by Lenc�er under this Sec�ion 9 sha���bec�m.e additianal debt of Borrower secured by <br /> tY�s Secu.rity I-�s��nt. 7Chese amounts sha�1 bea.r inter�s�at the Note ra�e fr�m t1�e da�e�f d.�sburser�e�� <br /> �.nd.s�a��b��aya�le� vcr�th such�nteres�, u�on no��.ce fror��.ender ta Borrower requestix�g pay�en:t. <br /> If�his Security Instrument is on a leaseh�Id, �or��u�er sha1�.comply vvith a1��he pr�vis�ons of�ie�.ease. � <br /> B�rrovrer acc�u:�res fee�itle��the Pr�perty, th�I.easeho�d a�.d the fee�:t1e sha11 r��t merge unless Le�.der <br /> agrees�o the merger in wrzt�ng. <br /> '[�. l�i�ttg2�g� �nsura�nG�. If Lender requzred Mor�gage Insurance as a c�ndit�v�of making�.bM.e Loan, Borrovsrer <br /> shall pa�r�ie prerniu�.s req�red�o z�:a�.nta�the Mor�gage In.surance i�.effect. If, for a�y reason, �ie <br /> Mor�gage Ir�surance ca�rerage r�quxred by L�nder c�as�s�o�e ava�:�.ab1e from.�he mortgage insurer that <br /> pr�v�.ously�rovidec�such i�suranc�and.Borra�rer�xras rec�uired�o ma.ke separate�:y d.esigna�ed�aay�ents <br /> towarc�.-�.e prerr�u-m�fox M�r�gage Insu�ar�.ce, �or���r�r s���aay�he�prem��ns�equ��ec��a o�b-�.i-�.co�rerage <br /> subs�a.�.t�.�Iy ec��valer�t�o the 111I�r�gage Ixi.sur�c��previ���y�.e£�ec�, at a cost subs�a.m�ia���r�qu�va�e�t to <br /> �he cost�0 1Barro�v�r�f�e M�rtgage Insur�:nce p��vi�usly�:ef�ect, fram a�alterna��m�r�gage ir�surer <br /> selected�y Lenc�er. If substan�i��y equivalent�Vlortga.g;e Insurance coverage i.s not availa��e, �o�rower s}�a:�� <br /> 24��63�2 <br /> NE6RASECA-Sirigie Family-�'anni�M aelFredd�e M ac UNIFQRN! fNSTRUM ENT Form 3�28 i!a'� <br /> VM P Q VM P6�NE}�1302} <br /> VIlvlters KEraw er Financial Services Page 8 of�T <br />