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20 403722 <br /> in the Property and rights under this Security Instrument;and(d)takes such action as Lender may <br /> reasonably require to assure that Leper's interest in the Property and rights under this Security Instrument, <br /> and Borrower's obligation to pay the sums secured by this Security Instrument,shall continue unchanged. <br /> Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following <br /> forms,as selected by Lender:(a)crash;(b)money order;(c)certified cheek,bank check,treasurer's check or <br /> cashier's check,provided any such check is drawn upon an institution whose deposits are insured by a <br /> federal agency,instrumentality or entity;or(d)Electronic Funds Transfer.Upon reinstatement by Borrower, <br /> this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had <br /> occurred.However,this right to reinstate shall not apply in the case of acceleration under Section 18. <br /> 20. Sale of Note;Change of Loan Servicer,Notice of Grievance.The Note or a partial interest in the <br /> Note(together with this Security Instrument)can be sold one or more times without prior notice to <br /> Borrower.A sale might result in a change in the entity(known as the"Loan Servicer")that collects Periodic <br /> Payments due under the Note and this Security Instrument and performs other mortgage loan servicing <br /> obligations under the Note,this Security Instrument,and Applicable Law.There also might be one or more <br /> changes of the Loan Servicer unrelated to a sale of the Note.If there is a change of the Loan Servicer, <br /> Borrower will be given written notice of the change which will state the name and address of the new Loan <br /> Servicer,the address to which payments should be made and any other information RESPA requires in <br /> connection with a notice of transfer of servicing.If the Note is sold and thereafter the Loan is serviced by a <br /> Loan Servicer other than the purchaser of the Note,the mortgage loan servicing obligations to Borrower will <br /> remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the <br /> Note purchaser unless otherwise provided by the Note purchaser. <br /> Neither Borrower nor Lender may commence,join,or be joined to any judicial action(as either an <br /> individual litigant or the member of a class)that arises from the other party's actions pursuant to this <br /> Security Instrument or that alleges that the other party has breached any provision of or any duty owed by <br /> reason of;this Security Instrument,until such Borrower or Lender has notified the other party(with such <br /> notice given in compliance with the requirements of Section 15)of such alleged breach and afforded the <br /> other party hereto a reasonable period after the giving of such notice to take corrective action.If Applicable <br /> Law provides a time period which must elapse before certain action can be taken,that time period will be <br /> deemed to be reasonable for purposes of this paragraph.The notice of acceleration and opportunity to cure <br /> given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to <br /> Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this <br /> Section 20. <br /> 21. Hazardous Substances.As used in this Section 21:(a)"Hazardous Substances"are those substances <br /> defined as toxic or hazardous substances,pollutants,or wastes by Environmental Law and the following <br /> substances:gasoline,kerosene,other flammable or toxic petroleum products,toxic pesticides and herbicides, <br /> volatile solvents,materials containing asbestos or formaldehyde,and radioactive materials;(b) <br /> "Environmental Law"means federal laws and laws of the jurisdiction where the Property is located that <br /> relate to health,safety or environmental protection;(c)"Environmental Cleanup"includes any response <br /> action,remedial action,or removal action,as defined in Environmental Law;and(d)an"Environmental <br /> Condition"means a condition that can cause,contribute to,or otherwise trigger an Environmental Cleanup. <br /> Borrower shall not cause or permit the presence,use,disposal,storage,or release of any Hazardous <br /> Substances,or threaten to release any Hazardous Substances,on or in the Property.Borrower shall not do, <br /> nor allow anyone else to do,anything affecting the Property(a)that is in violation of any Environmental <br /> Law,(b)which creates an Environmental Condition,or(c)which,due to the presence,use,or release of a <br /> Hazardous Substance,creates a condition that adversely affects the value of the Property.The preceding two <br /> NMLaa412727 120758 <br /> VMP .s�Faulty-Raft MaNfi'atldla Mae UNIFORM INarRJMBir ""P.,1.1��{7902) <br /> Wolters Mover AnendV Wolter I 0117 <br />