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��14�3�9� L�AN#:3DD'!'�4D59492 Security Instrumen�and thQ Note, shall be deemed conclus�ve prvaf of such ineligibility, Notwi#hstar�din� the foregoing, #h�s op#ian may not be exercised by Lender when the unavaiia�ility of insurance is svlefy due#o Lender's failur�ta remit a mor��age insuranee premium to the Secretary. 1D. Reinstatement. Borrov�er has a �ight to be reinstated i� Lender has requi�ed imm�diate payment in full because of Borrower's fa�lure to pay an amount due under the Note or this Security Instrument. This right applies even after fvreclvsure praceed�ngs are instituted. Tv reinstate the Security lnstrument, Borro►rver shall tend�r in a lump sum al!amaunts required tv bring Bvrrower's account current including,to#he extent they ace vbligations oi Borrower under this Security 1 nstrument, fvreclasure costs and reasanabie and�us�omary attorneys'fees and expenses prvperly assvciated with the foreclvsure praceeding. Upvn reinstatem�nt by Borrower,th�s Se�ur�t}�Instrument and the abliga#ivns that it secures shall remain in effect as if Lender had not required immediate Qaymen#in full.Hor�ve�er,Lender is not required to permit reinstatement if:�i}Lender has ac�epted reinstatemen# after the cammencement vf fvreclvsure prv�eedings within two years immedia�ely preceding the cvmmencement of a current forec�osur�proc�eding, �i�}r�Enstatement will preclude f��eclvsur�on different grounds in the future,o��iii}reinstatement will adversely affect the�riority of the lien created by this�ecurity Instrument. 79. Borrower Not Releas�d; Fflrbearance By Lender Not a�Illai�e�: Extension of the time of payment or modification of amortization af the sums secu�-ed by this Se�urity Ins#rument granted by L�nd�r to any successvr in interest of Borrower shall not nperate�o releas�the liab�lity of the❑riginal Borrawe�or Bvrrvwer's successor in in�erest.Lender shal!nvt be required to cammence proceedings against any su�cessor in interest or refuse to extend time for payment ar v#herwise modify amvrtiza#Ean of the sums secured by this Security lnstrumen#by reasan vf any demand made by the original Borr4wer ar Borrawe�'s successot-s in interest.Any for�earance by Lender in exercising any right or remedy shall not be a wai�er af or p�e�lude the exercise of any right or r�medy. 1Z. Successors and Assigns Baund;Jaint an�l Se►►eraf Liabi�ity;Go-Signers.The�ovenants and a�reements vf this Se�urity Instrument shali bind and beneft the successors and assigns of Lender and Barrawer,suhjec#�o the prv�isians of paragraph 9�b}.Barrower's ca�enants and agreements shall be joint and several.Any Borrower who co-signs�his S�curity Instrument but does nv�execute the Note: �a}is c�-signing#his Security Instrument only#o mortgage,grant and convey that Barrower's interest in the Property under the terms of this 5ecurity�nstrum�n�;��}is nvt personaliy ohligated�a pay#he sums secured by this Securi#y�nstrument;and(c}agrees that Lend�r and any other Borrower may agree to �xtend,madify,farbear or make any accomm�dations with regard ta the terms vf fhis Security Instrument � or#he Nate without that Borro�ver's consent. '!3. Notices,Any nnti�e tv Bvrrower ptv�ided fivr in this Se�urity Instrument shall be gi�en by delivering it or by mail�ng it by first class mai!unless applicabls iaw requires use of anothsr msthod, Th�notice sha�l be dir�ct�d to the Property Address or any other address Borrower designates by notice to L�nder.Any notice ta Lender shali be gi�en by first class mail ta Lender's address stated herein or any address Lender designates by notice to B�rrowe�.Any notice provided for En this Security Instrument shall be deemed ta have been given to Bo�rower�r Lender when given as provided in this paragraph. '�4. Governing Law;Se�erahility.This Security lnstrument shall be governed by Federal 1aw and the�aw of#he jurisdiction in which#he Prop�rty is Iocated.In the e�ent that any provisian or clausQ o� this Security Inst�ument or the Note conflicts�ith a�plicabl�law,such cvn�li�t st�a�l not affect o#h�r pro�isions of this Security lnstrument or the Note whi�h can be gi�en efFect without the �onflicting pro�isivn. To this end the prv�isivns ofi this Security In�#rument and �he Not� are declared to be severable. 15. Borrower's Copy.Borrower shall be gi�en one conformed�apy of the Note and of this Security Instrument. '1 G. Haaardous Suhstances.Borr�awershall natcause vrpermitthe presence,use,dispasai,storage, or release of any Ha�ardous Substances an ar in the Property.Borrowe�shall not do,nor ai�ow anyane else#a do,anything af�ec#ing the P�-operty that is�n�ialativn of any En�irQnmental Law.The pre�eding two sentences shall nat apply ta the presence, use, vr storage on the Prvperty af smai�quant�t�es of Haza�daus 5ubstances that are g�nera�ly recognized to be apprap�iate to normal residential uses and ta maintenance of the P�operty. Borro►►ver shall pramptly give Lender written notice vf any in�estigation,claim,demand,fawsuit ar ather act�vn by any governmental vr�egula#ory agency ar private party inval�ing the Pr�perty and any Hazardaus Substance vr Environmental Law v�whi�h 8vrrower has actual knawledge.if B�rrower fearns, ar is natified hy any gove�nmenta�or r�gu latory au#hority,that any remova!vr vther remediativn❑f any Hazardaus 5ubstan�es a�Fecting the Property is ne�essary,Borrower sha�i prvmptly take a�!necessary remedial actions in accvrdance wE�h En�irvnmen�al Law. As used in�h�s paragraph �5,"Ha�ardaus Substances"are those suhstances defned as toxic or hazardous substances�y Enviranmental Law and the follvwing substances:gasvline,kerasene,other f�amma�le or taxic petroleum products, taxic pesticid�s and herb�cides, valatile sa�v�nts, ma#sria�s �antaining asbestos or formaidehyde, and radioac�ive materials. As used in this para r h �6, _, ;.• FHA Nebraska E3eed vf Trust-419fi I111t1a15: � Ellie Mae,In�. Page 5 vf 7 NEEFHADE 1212 NEEFHADE D611312014 D�:03 PM P�T ..■ 1 .�