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<br /> [�EE[3 �F TRU�T`
<br /> L�an Na: 1���77�3� ���n�i�u�d� Page 9
<br /> �vverning Law. This Deed of Trust will be governed by fed�ral law applicable to Lender and, �a the extent not
<br /> preempted by federal law,the lav+rs of the Stafie of Nebraska withou�regard t���s con�licts�f law pr�visions. This
<br /> ❑eed af Trust has been accept�d by Lender in�he 5tate o�Nehraslca.
<br /> _ Cho�ce of Venue. lf there is a lawsui�, Trusfor a�r�es upon Lender's requ�st to submit �o the jur�sdiction af the
<br /> cvurts of HALL�oun'�y, 5�a�e of N�braska.
<br /> Jvint and Several Liab[lity. All ob�iga�ians of Trus�or under this ❑eed of Trust sha�l be joint and seWera�, and all
<br /> referenc�s to Trus�or sha�1 mean each and every Trustar. This means �hat each Trustor signing below is
<br /> resp�nsible�ar all obligations in this Deed of Trust.
<br /> iVo V1laiver hy Lender. Lender shall not �e deemed to ha�e wai�ed any rights under this ❑eed vf Trust unless such
<br /> waiver is giWen in wri�ing and signed by Lend�r. No delay�r amission ❑n th� par�af Lend�r in ex�rcising any right
<br /> sha[I operate as a waiWer of such right ar any other right. A waiver �y Lender af a provisivn of this Deed o�Trust
<br /> shail not prejudice or cons�i�ut� a waiv�r a� Lend�r's righ� otherwise to demand strict c�mpl�an�e wi�h that
<br /> praW�sivn �r any vther pra�isian o� this Deed Qf Trust. No prior waiWer by Lender. nar any course of dealing
<br /> between Lender and Trus�to�, sha�I constitute a wai�er of any o� Lender's rights or �f any of Trustor's abligatians
<br /> as to any fu�ure transactions. 1lVhenever fhe c�nsent of L�nder is re�uired und�r this Deed of Trust, the granting
<br /> of such consent by Lender in any instanc� shall nvt �anstitu�e continuing consent ta subsequent instances where
<br /> such cansent is required and in a[� cases such consent may be�ranted or withheld in the sale dis�re�ian o�Lend�r.
<br /> S�verability, If a caurt of competent jurisdiction f�nds any pro��sivn af�his ❑eed ❑f Trust to �e ilf�gal, inWalid, or
<br /> un�n�farceable as �o any person �r circumstance, �hat finding sha�l nat make the offending pro�ision illega[, in�alid,
<br /> or unen�o�ceable as to any other persan ar cir�umstan��. If feasible, the ofifending pra��s�an shall be considered
<br /> madified sv that it b�comes legal, �alid and enforesable. If the affending �ro�isian canno� b� so mfldified, it sha11
<br /> �ae consid�red dele�ed from this Deed ofi Trust. Un�ess o�herwise required by law, the illegality, invalidity, vr
<br /> unenfor�eability of any pr�Wision o�this aeed of Trust shall not affect�he legal�ty, �alidity or enforcea�ili�y of any
<br /> other prvvisivn of this Deed ❑�Trust.
<br /> Successors and Assigns. Subjecfi to any limi�a�ions sta�ed in �his D��d o�Trust on trans��r of Trustor's interes�,
<br /> �his Deed o�Trust shall be binding upan and inure to the benefit vf the parties, their sucGessors and assigns. 1f
<br /> ownership ❑f the Pr�perty becomes �ested in a person ather�han Trus�or, Lender, wi�h�ut n�tice �o Trust�r, may
<br /> deal with Trust�r's successars wi�h re�erence to this ae�d �f Trust and the Indebtedness by way ofi�orbearance or
<br /> extension withaut�eleasing Trustor fr�m the v�iigations of this Deed o�Trus�or liability under the Ind�btedness.
<br /> T�me�s o�fihe Essen��. Time is of the essence in the performance o��his Deed�f Trust.
<br /> Waiver o�r Homestead Exemptian. Trustar hereiay releases and wai�res al[ righ�s and benefi�s of the hornestead
<br /> exemptian laws of the 5tate a�Nebraska as ta all lndebtedness secured by this Deed of Trust.
<br /> DEFINiT[�NS. The fo(I�wing capi�ali�ed words and terms shall ha�e the following meanings vtirhen used in this Deed of
<br /> Tr.ust. Unless specificaliy stat�c! to the contrary, a�l referenc�s ta d�llar amaunts shall m�an amounts in I�wful mvney
<br /> a�F the Llnited Sta��s of America. Words and terms us�d in the singular shall tnclude the plural, and the plural shall
<br /> include the singular, as the con�ext may require. 1Nards and terms not �therwise defined in �his ❑eed of Trus� shall
<br /> ha�e the meanings attribu�ed ta su�h terrns in�he Unifarm Gommercial Code:
<br /> Ben�ficiary. The ward "Ben�fi�iary" means Fi�e Pain�ts Banlcr and its successors and assigns.
<br /> 6orrawera Th� ward "Borrawer" rneans JER�ME KR�L[K�WSICI and ❑EANNA KRaLlK�V115K1 and in�ludes alI
<br /> co�signers and co�mak�rs signing th� Nat� and all�heir successars and assigns. � - -
<br /> C3eed vf Trust. The words "�eed �f Trust" mean this Deed o� T�us� amang TrustQr, Lender, and Trustee, and
<br /> in�ludes w�thout [imitation all assignment and security interest provisians rela�ing to the Persanal Pr�perty and
<br /> Ren�s.
<br /> Defau�t. The wa�d "De�ault" means th� De�aul�set farth in this Deed o�Trust in�he section titled "De�ault",
<br /> Enrr�ronmental Laws. The words "En�ironm�ntal Laws" mean any and all state. federai and iacal s�tatutes,
<br /> regula�ians and ordinances relating to the protection of human health or the enWironment, includin� w��hou�
<br /> limita�tion the Comprehensive Enviranmental Response, Compensation, and Liability Act of 1 gBD, as amended, 42
<br /> . U.S.C. Sectian 9���, et s�q. t"CERCLA"�, the Super�und Amendments and Reauthoriza�ion Act of 1986, Pub. L.
<br /> No. 9g-499 {"SARA"3, the Haz�r�ous Mater�als Transportation Ac�, 49 L1.S.C. Se�tion 18�1, et seq.,the Res�urce
<br /> �onser�ation and Rsc�very A�fi, 42 IJ.S.C. Section 6941, �� seq., ar ather applicable stat� ar federal laws, rules,
<br /> or regulatians adapted pursuant there�o.
<br /> Event of Defaul#. Th� wor�s "E�enfi vf Defaul�" mean any of�he events a�defaul�set forth in this Deed of Trust in
<br /> �he events of default sec�ion af fhis Deed of Trus�.
<br /> Ex�s�ing Indebtedness. The wards "Existing Indebt�dness" mean the inde��edness described in the Existing Li�ns
<br /> pro�is�on of this Deed ofi Trust.
<br /> Guaranfiy. The word "Guaranty" means the guaranty�rom guarantor, endorser, sur�ty, or accommadativn party�o
<br /> Lender, including without limi�ation a guaran�y af ali or par�of�he Note.
<br /> Hazardous Substances. The words '"Hazardaus Substances" m�an materials �that, because af fiheir quanti�y,
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