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��14�3575 <br /> required by RESPA, and Borrower sha�I pay to Lender�h�amount nec�ssary�o m.ake up th�def�ci�ncy in <br /> a�cordance�v�th RE�PA, bu� in no more than �2 m.ont��y payments. <br /> Upon paym�n� �n full �f all sums secured by this�e�ur��y�nstrum�nt, L�nder sha��prampt�y refund ta <br /> Borraw�r an� Funds held b� Lender. <br /> 4. Charges, Liens. Borr�wer sha��pay a�� taxes, ass�ssmen�s, charges, �nes, and imposztiflns a�tr�bu�able to <br /> the Prop�r��wh��h can attain prinr��y over�his S��ur�ty �ns�rumen�, �easeho�d payments ar ground r�nts on <br /> the Pr�perty, if an�, and �nrn�munity Association Du�s, Fees, az�.d Assessmen�s, �f any. To th�extent�ha� <br /> th�se �t�ms are Escrow �tems, Borrow�r sha�l pa� �hem�n the manner pro��ded �n Sect�an 3. <br /> B�rr�wer shall pro�nptly discharge any l�en which has pr�ority aver�his Security �ns�rument un�ess <br /> B�rr�v�rer: �a} agr�es �n vvriting to�he payment af the obligation,�ecur�d by�he l�en in a manner accep�ab�e <br /> to L�nder, but onl�so long as B�rrow�r is perfarn�ng such agreement; (b} c�n�e��s the Iien�n go�d faz�h by, <br /> or def�nds again�t enforcement�f the lien in, legal proc�edings which in Lend�r's�pznion aperate�n preven� <br /> �he enforcement of th���en v�h�le�hose pr�ceed�ngs are pend�ng, but�n�y unti� such praCeedings are <br /> concluded; or��} secur�s fr�m�he�o�der of�he lzen an agreem�nt sat�sfactary�o L�nder suh�rd�nat�ng th� <br /> �ien�o th�s Secur�t�r Instrument. �f L�nder determines tha�any par�of�he Proper�y is subjec��o a�ien�vhich <br /> �an a�tain priorzty o�er this S�cur��y �zastrument, Lender may g�ve S�rrawer a no��ce ident�fyzng the�ien. <br /> �ithin I�days of th�da�e on which�hat not�ce�s g�ven, Borrawer sha�� sat�sfy th��zen or take ane or more <br /> of�he ac�i�ns set far�h abow�i�this S��tian 4. <br /> L�nder xna�require Borro�er to pay a one-�ime charg�f�r a rea� estate�ax ver��cation andlor repor�zng <br /> service u�ed by L�n�er�n cannecti�n v�ith this Loan. <br /> 5. Property Insurance. Borrower�ha��keep the�m�r�vemen�s r�ovv�xist�ng�r hereafter erec��d on the <br /> Praper�y insured a�ainst 1�ss by fire, hazards included with�n�he term "extended�overag�," and any o�her <br /> hazards i�cluding, but not�imited t�, ear�hquakes and floods, far which L�nder requires insurance, Th�s <br /> irzsurance shall be ma�n�ained in th�amounts �in�luding deductib�e le�e�s} ar�d for the periads that Lender <br /> requ�res. What Lender r�quzre�pursuan�ta�he preceding�en��nce�can change during the term af the Lflan. <br /> The insuranee earrzer pro�idzng�he�nsurance sha�� be chosen by B�rrower subjec�to Lender's r�gh�to <br /> disappro�e Barrawer's ch�ice, which right shal� not be ex�rc�sed unr�asonab�y. Lend�r may require <br /> B�rrov��r�a pay, in conn�ctxon with�his Loar�, either: �a} a oneWtime�har��far flfl�d z�ne deter�manat�on, <br /> cer�i�ca�znn and tracking serv�ces; �r�b} a o�.��t��ne charge f�r fl�od zone d�term�na�ion and c�rt�ficatian <br /> serv�ces and su�sequen�charges each t�me rem�app�ngs or s�mi�ar changes oc�ur wh�ch reasonably might <br /> affec�such��termination�r certifi�ation. Borrower sha11 a�so be responsib�e for the payment af any fees <br /> imp�sed by th�Federa� Emergency Management Agency in connection�vith the rev�ew�f any �1ood zone <br /> d���rmuna��on resuiting from an ob�ect�on by Borrower. <br /> �f Borrower fails�o mainta�n any of the coverages describ�d abov�, Lender may�btain znsurance caverage, <br /> a�L�nder's opt�on and B�rrawer's expense. Lender�s under ria ab�xgat��n to pur�ha�e any par�icuiar��pe�r <br /> amount�f co�erage, Therefore, such c�verage shall caver Lender, but might or might no�protect Borr�wer, <br /> Borr��ver's equi�y �n�he Proper��, ar the contents af t�e Property, against any risk, hazard or lia�i�ity and <br /> might provid�grea��r ar less�r co�erage�han was previous�y in effect. Borrawer acknav�Iedges�ha��he cos� <br /> of�he�nsurance co��rage so obta�ne�migh�signi�can�ly exceed the cast of insurance�hat Borrawer cou�d <br /> ha�e ob�a���d. Any amounts disbursed by Lender under this Section S sha11 become additional de�t of <br /> Borr�wer s��ured by this Securi�y�ns�rument. These amoun�s sha11 bear in�erest a�the Note rate from th� <br /> da�e�f d�sbursemen�and sha���e paya�b�e, w�th such interest, upon nat�ce from Lend�r�a Bnrrflw�r <br /> r�ques��ng paym�nt. <br /> NEBRASKA-Singl�Family-�annie MaslFreddi�Mac UNIF�RM INSTRUMENT Fvrm 342$1101 <br /> VMP� VMPfi�N��4�342y <br /> Wolters K(uwer Financial Ser�ices Page 6 of 17 <br />