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��14�3575 <br /> 4�} "Lender" �s Ho�e Federal Sa�i ngs and Laar� Assn �f Grand I s�and <br /> Lender��a SaV�n�5 and L�an <br /> flrgan�zed and ex�s�ing under�he�avvs of The St ate �f �1�br a s ka . <br /> Lender's addr�ss i� ���. Sout� Locust St �rand I s�and NE �88�l <br /> Lender is the beneficiar�und�r th�s Secur�ty �nstrument. <br /> ��} "Trustee" �s Ar�nd R Baack, Attorn�y <br /> 4 E�� "N ote" means the prflm�ss�ry note signed by B�rrower and da�ed J u n e 1 a, 2��.4 . The Note <br /> sta�es �hat Borrourer�wes L�nder D�E HUNDRED T1n�ELVE TH�USAND A�D ��II�D <br /> Dallars �U.S. $ll2,�4D.�D }p�us interest. B�rraw�r ha�promised to pa�this deb� in r�gu�ar <br /> Per�odzc Pa�ments and to pay the debt �n fu�l n��Iat�r tha� J u�]y �, �D44 . <br /> �F� "Prflp�rty" mear�s the prap�r�y�hat�s descr�bed be�aw under the heading "Transfer af Righ�s �n�he <br /> Proper�y." <br /> �G} "Lvan" means the debt evideneed by the Nate, p�us interes�, an�r pr�paym�n��harges and Ia�e charges du� <br /> un�ler the Nate, and a�� sums c�ue under�hi� Security�nstrument, p�us interest. <br /> �H� "Riders" means aI� Rid�rs ta this Securit�r Instrument that are executed by Barrower. The f���owing R�ders <br /> ar�to be executed by Borrawer �ch��k ba�.as appli�ab�e�; <br /> 0 Adjus�ab�e Rat�Rider 0 �ondam�n�um R�der 0 Second Home Rider <br /> C,]Ba�loan Rxd�r � Pianned Un�t Deve�opmen�Rider 0 x-4 Fam���Rxder <br /> C]VA Rider � B�weekly Payment Rid�r 0 C)th�r�s} �sp�cify� <br /> ��3 "A�pl��ahle La►n►" m�ans al�con�rol�ing app��cab�e federa�, state and�oca� s�atu�es, re�u�a��ans, ardir�an�es <br /> and administra�ive ru�es ari�i orders �that hav�the effect of�aw} as wei� as al.� app�icab�e�na�, n��-appea�.ab�� <br /> �ud�c�al�pinions. <br /> 4J� "�ommunity Association Dues, Fees, and Assessmentsyr means all dues, fees, assessments and o�her <br /> charges that are�mpas��an Borrawer or the Praper�y by a c�ndarn�nzum ass���a��on, hflmeovvners <br /> as�aciation ar simX�ar organiza�ion. <br /> �K� "El�ctronic Funds T�ansferrr means any�ransfer�f funds, other than a transac�ian�riginated by check, <br /> �.raft, or s�m�lar paper instrument, whz�h �s in�tiated thraugh an electronic �ermina�, te�ephonic ins�rument, <br /> compu�er, ar magnet�c tape so as�o order, �nstruc�, �r au�horize a�nancial inst�tution t� deb�t�r credi�ar� <br /> accoun�. 5u�h term includes, but�s nat lzmzted to, poznt-of-sa���ransfers, autama�ed�e�ler mach�ne <br /> transactions, transf�rs initiated by t�ltphone, wire�ransfers, and au�omat�d c��ar�nghous�transfers. <br /> �L� "Escr�w �tems" means th�se it�ms tha�are descri�ed in Se�t�on 3. <br /> 4M� "N[isce��ane�us Proceeds" means an��ampensa�i�n, sett�emen�, aWard of damages, �r pr�c�eds pa�d by <br /> a.ny th�rd part� �o�her than insurance prac�eds paid under�he covera��s descr�bed xn Se�t��n S} for: �i} <br /> damag��a, or destruc�i�n af, the Proper��; ��i} c�ndem�.at�on ar o�her tak�ng of a��or any part af the <br /> Property; �iii} conveyance in lieu of cond�mnation; or�iv} misrepresentations af, or omissions as to, the <br /> value andlor��ndzti�n of th�Pro ert . <br /> NE6RA5KA-5in�le Farrtily-Fannie Mael�reddie Mac UNIFQRM[NSTRUMENT Form 3028"�1�1 <br /> VMP[] VMPS�NE)t�3Q�) <br /> Wvlters Ktuwer�inancial 5er�ices Pa�e 2 of t 7 <br />