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When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />DEED OF TRUST <br />[Space Above This Line For Recording Data] <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 1 of 13 Initials: r <br />Parcel ID: 400385864 <br />DEFINITIONS <br />3"a Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />32 " Section 16. <br />(A) "Security Instrument" means this document, which is dated June 13, 2014 <br />0°9 together with all Riders to this document. <br />R7 (B) "Borrower" is <br />Doug D Berkhouse and Theresa A Berkhouse, Husband and Wife <br />1"- <br />rn <br />44 , Borrower is the trustor under this Security Instrument. <br />eri (C) "Lender" is Five Points Bank <br />C7 Lender is a Nebraska Corporation <br />c n organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />N Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />First State Bank Nebraska <br />7) 4915 Old Cheney Rd <br />Lincoln, NE 68516 <br />(E) "Note" means the promissory note signed by Borrower and dated June 13, 2014 <br />The Note states that Borrower owes Lender <br />Three Hundred ThirtyThree Thousand Seven Hundred DOLLARS and Zero CENTS <br />Dollars (U.S. $ 333,700.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than July 1, 2044 <br />G' ) <br />Loan No: 648623 10 • 00 <br />