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Return To: <br />FIRST NATIONAL BANK OF OMAHA <br />2223 2ND AVENUE <br />KEARNEY, NE 68847 <br />Prepared By: <br />VAL GALVAN <br />2223 2ND AVENUE, KEARNEY, NE 68847 <br />Definitions <br />(B) "Borrower" is VALAR I E A HERBER, A SINGLE PERSON <br />Borrower is the trustor under this Security Instrument. <br />NM LS# 412727 <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />Deed of Trust <br />120938 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JUNE 13, 2014 , together with all <br />Riders to this document. <br />C3cr. <br />CD "I <br />tw D r\) <br />rT1 <br />_r <br />c: <br />c.r) <br />CO <br />Form 3028 1/01 <br />VMPS(NE) (1302) <br />Page 1 of 17 <br />