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� i � ��14�3511 Parcel ID Number�4��5�6�5 which current�y has the address af 29�4 �nTest North F`r+ant 5t�eet �Street� I�l�d. �City), N��raska 588�3 �Lrp Code) ("Proper� Address"3: T�GETHER W�TH all the impra�ements now or hereafter erected�n the pr�perty, and al�ea�ements, appurtenances, and fixtures now or hereafter a part�f the property. A�1 rep�acements and ad�itions sha��also be co�ered by this S�curity Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrow�r understan�ls and agrees that MERS holds anly �egal title to the �nterest granted by Borrower in this Security instrument,but, if necessary to c�mply with law ar custom, MERS (as nominee for Lender and Lender's successors and assigns� ha.s the right: tv exercise any or a��of those interests, including,but not limited to,the right tQ foreclose and sell the Property; and�o ta�e any action re�uired of Lender includ�ng,but not limited to, releasing and canceling this Security Instrument. B�RR��VER C�VENANTS that Borrower is 1a�vfully seised of the estate hereby conveyed and has th�righ�to grant and convey�he Property and tha�the Property is unencumbered, except for encumbrances of record. Borrawer warrants and w��1 defend generally the title to the Property against a11 c�aims and demands, subject ta any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform ca�enants for national use and non-unifarm covenants with limit��i�ariations by jurisdiction�o const��ute a uniform security �nstrument ca�ering real property. Unifarm Co�enants.Borrower and Lender co�enant and agree as follows: 1. Payment of Principal,lnter�st, Escrow#t�ms, Pr�paymentCharges,and Late�harges.Borrower sha1�pay when�ue th�principal�f, and interest on,the debt evidex�ced by the Note and any prepayment charges and late charges due under the Note. Borrower sha11 also pay funds for Escrow Items pursuant to See�ion 3. Payments due under�h�Note and this Security Instrument shali be made in U.S. currency. However, �f any check or other�nstrument received by Lender as payment under the Nvte or this Security �ns�rumen�is returned ta Lender unpaid,Lender may require that any or all subs�quent payments due under the�Tote and this Security Instrument be made in ane or more of the fvllow�ng forms, as s�lected by Lender: �a� cash; �} m�ney order; (c}certified check,bank check, treasurer's check or cashier's check, pro�ided any su�h check is c�ra�vn upvn an institution whose depvsits are insured by a federal agency, instrum�ntality, or entity; ar(d}Electronic Funds Transfer. Payments are deemed recei�ed�y Lender when received at the �ocation des�gnated in the N�te ar at such vther I�cat�an as ma.y be d�signated by Lender in accordance with the notice provisi�ns in Section 15. Lender may return any payment ar partial�ayment if the payment or partia.�payments are insuff'icient to bring xhe Loan curren�. Lender ma.y accept any payment or par�ial payment insufficient ta bring the Loan current,without waiver of any rights hereunder�r prejudice to its rights to refuse such payment vr partial paym�nts in the future,but Lender is not ob�igated to apply such payments at the time such payments are accepted. If each Peri�dic Payment is appiied as of its schedu�ed due date,then Lender need not pay interest on una.pplied funds. Lender may hold such unapplied funds unti�Borrower ma,kes payment to bring the L�an current. �f Borrower does not d� so within a reasonable peri�d of time,Lender sha11 either apply such funds ar return�hem ta Borrower. If not applied earlier, such funds w��1 b�appl�ed tio the outstanding principal balance under the Note immediately prior�o foreclosure. No affset or claim tivhich Borrower might have no�or�n the future against Lender shall re�ieve Borrower from ma.l�ing payments due under the Note an� this Security Instrurnent or performing the eovena��s and agreements secured by this Security Instru.men�. 'I4BANE 000628968588 May 29,2014 09:16am NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIF�RM INSTRLIMENT 1MTH MERS Form 3�28 11�1 VMP� VMPfiA[NE)(1302}.Qp Walters Kluwoer Financial Services Page 4 of 17